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Chapter 190 The prototype of a business empire

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    Unlike others who are hesitant and hesitant, Yu Yifan has shown an unusually firm attitude of support from beginning to end. Although she is at best a soy sauce among many uncles - she has no right to say anything.  She is the granddaughter of the Yu family.  No one knew whether her words meant it herself or the adults.

    She somehow had a natural affinity with Zhang Hanqing, maybe because of her aunt. How could she help him?  On the surface, she is laughing and joking, but she is very scheming.  When the elders objected at first, she couldn't say anything.  But when Zhang Hanqing successfully persuaded some people, she saw that many people were moved and knew that the deadlock needed to be broken, so she couldn't wait to jump out:

    "I agree with my uncle's idea. If you only stick to stability when doing business, you will never make it big. After all, my uncle is a person who does big things and has courage. I remember my second grandfather (Yu Wendou) once said: 'Wealth is risky.  Zhongqiu', our family was in the tea business before I was born, and it is still the same now. Although it is very stable and our life is comfortable, but look at the new families nearby, they are not involved in our business.  Rumors are still rising. Especially the 'Forever Bank' that my uncle just mentioned. My second grandmother once told me that it will be close to our Yu family in ten years. And if this trend continues, it won't be long before we are ranked number one in the world.  The head will be replaced by someone else. Am I right, Second Grandma?"

    Madam Yu was satisfied and needed someone to guide her. Someone brought her a pillow as soon as she dozed off. Of course, she had to look worried on the surface: "Yes, what kind of big guy was Boss Zhao of that bank?"  You know, running barefoot in the snow with a runny nose in the middle of winter to find something to eat, what was their family like back then? It¡¯s only been a few years!"

    It is said that Boss Zhao became successful in less than ten years. Not only did he buy several large houses in the provincial capitals Fengtian and Changchun, he also married several wives and concubines, and lived a prosperous life.  Boss Zhao's deeds are very inspiring for hundreds of miles around Zhengjiatun.

    When Yu Yifan saw that the second grandmother supported her, he struck while the iron was hot and said, "I don't quite understand what my uncle said, and I don't know if running a bank together with the government is more reliable than a bank. But I know that although the investment is large,  , but the profit must be very high, and my uncle will not lie to us anyway. I think that although my uncle is not a businessman, he has a further perspective than us. With these advantages that my uncle explained, it would be shameful if we still can't make it big.  So ashamed!"

    Her girlish character has something to say, but it also weakens the strong atmosphere of debate.  Come to think of it, what kind of family background does the young commander have?  His guarantee of at least monopolizing Fengtian is so strong. As a big player in Fengtian who has been in the market for a long time, many people still have the foresight to see the Yu family.  Not to mention others, my uncle Gao Tianlei was the first to respond: "What Yifan said is that with such good conditions, I think this bank project is worth pursuing! I, Gao Tianlei, will definitely support it!"

    This statement made the Yu family excited: The authentic son-in-law did not help, but let his relatives speak first. If the force was not strong enough, what would Zhang Hanqing think?  Mrs. Yu looked at Nai Di with some annoyance, secretly praising and admiring his alertness, but also lamenting that it only took him a while, how could he change his mind so quickly?  Of course, she wouldn't say much. It was the right way to just follow his words: "Han Qing is the son-in-law of the Yu family after all. How could the Yu family ignore his affairs? We are just discussing how to do it better."  , after all, this is not a trivial matter, isn¡¯t it?¡±

    In fact, Mrs. Yu expressed her firm support for Zhang Hanqing last night. The reason is very simple.  After all, she had seen the big waves, and the problem in her mind went deeper: half a million yuan seemed like a huge amount of money, but for the famous young marshal son-in-law in Fengtian, it was not necessarily a very difficult problem.  I heard that this son-in-law lured many people to invest millions in Fengtian with nothing in Beijing. He should have a wide network, and he is also related to the handsome Zhang Zuolin.  Just based on this simple relationship, it is worth letting the Yu family rush forward - no matter how many people want to find this opportunity to curry favor with Zhang Dashuai, they will never get it, let alone the son-in-law's request for his daughter.

    Yu Fengzhi¡¯s elation was not just the reason for this investment decision.  This is the first time that her newlywed husband has come to her natal family to seek support. If the marriage cannot be completed, the failure of the business negotiation will be a minor matter. Losing her husband's face is a major matter.

    Just last night, when my mother was chatting with her about Zhang Hanqing's current situation, she felt very sad for the "tragic situation" in which he led the entire Guard Brigade to feed pigs, because there were rumors in Zhengjiatun that this local guest was "poor enough to feed pigs."  Of course, her mother would never tell her whether her decision to firmly support Zhang Hanqing last night was intended to support her son-in-law. But now that Zhang Hanqing is tongue-tied and courageous, she finally pushed her mother-in-law's approval, which made her look good.

    As a new business family, the Yu family is still very cohesive.??, Mrs. Yu is also as courageous as a man.  Having decided to "spare everything" for his son-in-law, the family's rare high operational ability was reflected at this time: the peripheral industries were auctioned; the shop where he started was mortgaged; and the dock, which was originally a source of wealth, was transferred.

    Outsiders were confused by the big move of the Yu family. Some of the original business partners also sent letters or came to consult. Mrs. Yu just said: "According to the wishes of the son-in-law, the Yu family fully supports the establishment of Fengtian."  Farmers' capital cooperatives, in need of start-up capital, have sold their properties to use them as equity capital." Of course, I would also like to persuade these good friends whose husbands had friends and partners in the past and are still in contact with them now: "The prospects of rural credit cooperatives are great, and all old friends, please also share your thoughts.  Let¡¯s help each other and join in the great event.¡±

    Who is the Yu family?  It was one of the largest households in Fengtian. I heard that when my daughter Yu Fengzhi got married, she would be accompanied by a large company.  Who is your husband's family?  Everyone in Fengtian knows that he is Zhang Hanqing, the eldest son of the Marshal's Mansion, a rising star in Fengtian's military circles, and a man with a large number of troops!

    Now the Yu family is trying their best to build a "Farmers Credit Cooperative". I heard that it is roughly the same as a bank, but the target of attracting deposits is farmers.  It seems that the farmers really don't have much money, but they can't handle the large number of people. There is a lot going on here. The key is that there is a young commander in the middle. He will not let his father-in-law's family suffer, right?  If he joins the gang, will he also be indirectly connected to the Governor's Mansion?  I heard from family members that Zhang Hanqing and Yu Fengzhi will also invest a large amount of money as one of the sponsors. This relationship is worth doing.

    Whether it¡¯s collusion between officials and businessmen or flattery by businessmen, the Fengtian Farmers Capital Credit Cooperative is doing well.  A cooperative, as its name suggests, is a social organization that wants everyone to work together.  In order to allow as many "rich people" to join as possible, the share capital was set at one hundred yuan per share, and Yu Jia used 500,000 taels of cash as the main sponsor.

    The original plan was to collect 1 million in equity and start business immediately. However, when Zhang Zuolin personally bought shares with a 100,000 yuan voucher, his influence was unprecedented.  Zhang Hanqing and his wife also gritted their teeth and paid 100,000 yuan to chip in - 30,000 yuan was the proceeds from the sale of Yu Fengzhi's last dowry, and 70,000 yuan was Zhang Zuolin's generous gift after hearing that his eldest daughter-in-law had sold her dowry.

    This matter spread to ten, and even the leading figures in Fengtian City knew about it.  This bank is always profitable. It has the endorsement of the governor and governor, and the young marshal and his wife even pledged their dowry as shares. If you think about it with your toes, it is definitely a profitable business.  Therefore, figures in the financial world donated money one after another, and soon a huge amount of nearly half a million yuan was added.

    Now many onlookers were moved, and the typical Chinese principle of "praising the high rather than taking the low" came into effect.  There is an official, Zhang Dashuai, who is in charge of the town, and I heard that the provincial finance is also a guarantee. With this relationship, the insurance factor is much greater.  The foundation of a bank is credit. With a handsome man as a "partner", the business will definitely not be lost, and there is also a personal relationship, right?  So those who have money can take more, and those who have less money can collect a few shares. Of course, one share is not too little.  In this way, another 1.8 million yuan was added.  Ling Ling Zongzong actually gathered as many as two million!

    On the day of the opening, not only the warlord Zhang Zuolin attended in person, but also the upper echelons of Fengtian¡¯s military, political, and financial circles came to congratulate him.  The Yu family is the big boss, accounting for about 40% of the share capital, and has the reputation of being a handsome man. Yu Aozhou, Yu Fengzhi's eldest brother, was naturally elected as the chairman and general manager.

    The current main task of the "Farmers Fund Credit Cooperative" is to attract savings. This part of the customer base is actually very solid: because in rural areas, it is not easy for farmers to make money, and they cherish their savings more and more. Under normal circumstances, they can only add items, except for special occasions.  Big things will not be taken out easily, which is a great benefit to Zhang Hanqing's "big cause", because his plan is supposed to take a long time to be effective.

    The Yu family seized this historical opportunity and jumped on the horse decisively, winning the opportunity for a second leap.  They were originally from a business family, but now they are even more powerful with the huge capital of Fengtian Agricultural Credit Cooperative.  Due to well-known reasons, the Yu family's business activities began to be labeled as having a political background. Not only did they easily get involved in all walks of life in Fengtian, but they also monopolized all farmland water conservancy projects, inland waterway shipping, tax collection and retention, etc., and developed extremely rapidly.

    The idea of ??the Farmers Capital Credit Cooperative is very special. As long as you have saved money in the cooperative, when you need a loan, you can find a villager who also has an account to jointly guarantee it, and you can easily obtain a loan.  At that time, because there were almost no financial institutions oriented to rural areas, the traditional way to get rural loans was through loan sharking. Encountering a sinister rich man could ruin everything.  Therefore, as soon as the new financial form of farmers' capital credit cooperative was born, it immediately won the favor of the majority of people and was called the "life-saving bank" of farmers.

    The low interest rate, no need for collateral, and good service attitude have enabled the cooperative to achieve great success in a short period of time.  Because of the trust of the common people, and in order to be eligible for loans when necessary, almost every household in rural areas has an account and all their spare money is deposited here.  According to statistics, in the first three months, all cooperatives absorbed a total of 5 million yuan in deposits, and even farmers in neighboring provinces began to get excited; one year later, the highest deposits reached 20 million yuan!

    ? It was from this point on that a group of Zhang Hanqing¡¯s earliest supporters, headed by the Yu family, carried out this revolution in China¡¯s financial world, and then gradually formed the Northeastern Financial Group, which became a myth in the financial world. This is another story.  (Remember the website address: www.hlnovel.com)?Deposit here.  According to statistics, in the first three months, all cooperatives absorbed a total of 5 million yuan in deposits, and even farmers in neighboring provinces began to get excited; one year later, the highest deposits reached 20 million yuan!

    ? It was from this point on that a group of Zhang Hanqing¡¯s earliest supporters, headed by the Yu family, carried out this revolution in China¡¯s financial world, and then gradually formed the Northeastern Financial Group, which became a myth in the financial world. This is another story.  (Remember the website address: www.hlnovel.com
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