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Chapter 50 Loans

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    After the auction

    "Congratulations, young man, you got what you wanted. I am Fei Tianci, the person in charge of Jinling Bank. I am very interested in you. Can I get to know you?"

    The gentle and polite Fei Tianci held hands with Wang Yaocheng without losing the etiquette, and suddenly a painful expression appeared on his face.

    Wang Yaocheng grinned grinningly and continued to exert force on his hands; "I spent an extra two million to get to know you. As long as I think about it, President Fei won't feel any pain."

    Fei Tianci finally couldn't maintain a calm demeanor, grinning his teeth, took out his hand, put it to his mouth and blew, five red marks had already been pinched on his white palm, which were very conspicuous.

    "you¡­¡­"

    "Gentlemen are friendly, don't speak ill, since President Fei is willing to know, will I have the honor to be the host at noon? Please talk about it, and apologize for the disrespect just now." Wang Yaocheng added; "Just think of me paying more  If I pay two million, I will feel distressed and sleepless nights, and President Fei must have balanced his mind."

    Fei Tianci was stunned for a moment, and couldn't help laughing; "After all, it's young people who can't take revenge overnight, okay, but you don't need to be the host at noon, our unit has a designated restaurant, and the taste is not bad, so I can't let you continue to spend money.  "

    "Hehe, then I'll eat more and try to get back some of the losses." Wang Yaocheng said unwillingly.

    "Hahahaha Eat as much as you want, the bank is never afraid of big bellies."

    The two chatted happily. Wang Bing and his party came over, obviously they knew Fei Tianci, and said with a smile; "Can you put some more chopsticks? We are bleeding a lot today, and we will soon be poor and have nothing to eat."  .¡±

    "Prince Wang can't invite you. If you can condescend, but our small bank guides our work, it will definitely make our work better. It is the blessing of our Jinling Bank for several lifetimes. It must be warmly entertained, and we must not let it go.  The prince is disappointed."

    Being able to be the president of a local commercial bank is a must-have skill, and Fei Tianci is no exception, and his words are full of gratitude.

    "Don't make a big fuss, let's have a meal with one table, don't ask those irrelevant people to accompany you."

    Wang Bing hurriedly took a vaccination to prevent Fei Tianci from sending the people who drink a lot in the bank to public relations, set up two or three tables of banquets, and came over to toast like a revolving lantern, and it would be a headache to deal with it.

    "Thisdoesn't it seem too negligent?" Fei Tianci showed a look of embarrassment on his face.

    Wang Bing waved his hand; "Casual, casual, the brothers can chat together, right, Brother Yaocheng."

    "Don't expect me to chat with you, I'm going to eat Hesse, and get back some losses first."

    Wang Yaocheng's words caused everyone to roar with laughter.

    "That's two million yuan, not two hundred yuan. If you, a business elite, go to Jinling Bank every day to eat, you won't be able to eat it back. You won't be able to eat it back in your life. You should die."

    Wang Yaocheng chuckled, but didn't answer.

    What is more than two million?

    ? In future generations, if you eat two to three hundred thousand yuan for a meal, let¡¯s understand, more than two million yuan is just a few meals, and you can¡¯t eat enough every meal. Can you believe it?

    As for Jinling Bank, it cost me more than two million yuan, and this company will get it back no matter what.

    "I didn't see any business elites. I only saw a bumpkin nouveau riche from the countryside with two bad money in his hands. I thought I was number one in the world."

    Luo Bingzhong's expression was full of disdain, and he said in a strange way; "Do you think you can raise your hand casually at the auction? With a huge sum of 12 million yuan to buy a piece of land that no one wants, how much money do you have to live in vain like this?

    Hehe, I see how you died in the end?

    Oh, by the way, sorry to tell you, the shops you wanted to buy belong to me, hahahaha"

    Luo Bingzhong smiled very freely, and his words were strongly provocative, which made others a little embarrassed.

    How did this guy become a mad dog now?  Bite anyone you see.

    The old god Wang Yaocheng continued to chat with President Fei. It seemed that what Luo Bingzhong said was like a breeze blowing on his face, and it didn't affect him at all.

    ?The city mansion shown by Wang Yaocheng is a bit reckless. Fei Tianci appreciates it very much. It is not easy for young people to achieve this step.

    Not long after, Du Bo and Fan Qingyun completed the payment procedures, came back with seven thick bags of documents, and stood beside them silently.

    Wang Bing froze for a moment, pointed to them, and asked, "Is this number 32 also yours?"

    "Yes, my husband??, but how much difference is there between you?  You have to give me a solid background, and you need some mortgages, so I can easily follow the procedures here. After all, I don't own the bank alone, and the higher-level regulatory agencies have to deal with it.  " Fei Tianci asked cautiously.

    Wang Bing nodded in satisfaction. He can pay up to 4 million for the 8.8 million yuan, so he can't put all his money on it. As for Luo Bingzhong, doesn't he have the money to buy a front house?  Just ask him to pay 3 million, and other people can make up the money.

    However, obtaining the Hongguang Electronics Factory still requires a large investment. Calculated in this way, if it is safe, a loan of two million will be required to prevent others from falling out of the chain.

    "How about this, brother Yaocheng, didn't you compete with Luo Bingzhong for those four shops before?"

    Wang Yaocheng didn't expect Wang Bing to talk about himself, and nodded in surprise; "Yes."

    "Then it's easy to handle. If you still want it, I'll ask Luo Bingzhong to give up those four shops. Even if you pay 1.2 million yuan, the fraction will not be counted."  call the shots.

    Wang Yaocheng's heart skipped a beat;

    ? I want it, I want it so much, if it wasn't for the fear that the food looks too ugly, I would buy all the 16 shops today.

    "Can this work? Brother Wang's meaning" Wang Yaocheng knew that there was something to say, so he asked cautiously.

    "What I mean is that you paid 1.2 million to Luo Bingzhong, and if you take those shops, don't you have eleven shops in total? The total is 2.97 million, let's say 3 million.

    Your own funds are not enough, how far is it?

    Mortgage these shops to the old fee of Jinling Bank, and loan 10 million. I said in advance that it will cost 2 million. It is regarded as a loan from Hongguang Electronics Factory. We will pay the interest ourselves. It will take at least one year. What do you think?  "

    Wang Bing made a decision in a few words, without asking the old Fei Tong of Jinling Bank whether he agreed, and this matter fell directly on his head, with no doubt about his arrogance.

    The three shops are a benefit to Wang Yaocheng, and an extra loan of 8 million is also a benefit to Wang Yaocheng. Wang Bing himself has no mortgage, and the 2 million left for nothing can be used to transform the Hongguang Electronics Factory.

    As soon as it is sold, the money will flow in.

    The price is high and no one buys it?

    That doesn't exist. Not only are people buying it, but some people are rushing to buy it at a high price. The reason for this should not be known to outsiders.

    Luo Bingzhong lost four shops, returned the 1.2 million funds to the original owner, and increased his shares in Hongguang Electronics Factory. Naturally, the income was more. Under Wang Bing's overbearing arrangement, he could only obey obediently.

    And Wang Yaocheng's 2.97 million shops have been mortgaged for 10 million. Is this illegal operation possible?

    In fact it is possible to get even more money from the bank.

    Just at this time and space, a certain famous entrepreneur started to make a fortune rapidly. At first, he scraped together some money and bought a front house, and then through a bank operation, he loaned out five times the value of the front house.

    Then, he deposited this huge sum of money in bank b, and loaned out a huge sum of five times. In the end, he quickly rose to become a famous entrepreneur and completed the final packaging and listing process.

    Reform and opening up entered the deep water area, the country's legal system and rules and regulations failed to keep up with the ever-changing development, and many loopholes appeared in the implementation of policies. Some keen people seized the opportunity and jumped up to stand at the forefront.

    Almost in an instant, Wang Yaocheng figured out that the joints were strong. This loan was done by Wang Bing, and the old Fei of Jinling Bank personally operated it, and he was just sitting back and enjoying the benefits.

    The only risk is that the loan of 2 million yuan to Hongguang Electronics Factory may cause the meat bun to beat the dog and never return.

    Never overestimate the integrity of these young masters, you must see the worst in everything.

    "Since Brother Wang has spoken, the younger brother will naturally obey."

    Wang Yaocheng's words made Wang Bing as comfortable as eating ginseng fruit, and the 36,000 pores on his body revealed a refreshing feeling; "Okay, you little brother, I read that right, you really have courage, Brother Fei, please pay attention to this matter."  Let's go."

    Fei Tianci smiled uglier than crying, so he could only reluctantly accept the errand.

    Jinling Bank is not comparable to big banks with national prefixes such as Industry, Agriculture, China, and Construction. There are 100 ways to shirk loans that do not comply with the policy, and the government has nothing to do.

    The local bank is the money bag of the local government. There are quite a few mothers-in-law on it, just like an angry little daughter-in-law. Many things are known to be impossible, and there are indeed unspeakable secrets.

    (On September 7, 1995, the central government issued the "Notice on the Establishment of Urban Cooperative Banks", which decided to standardize the development of the financial system on the basis of asset and capital verification of urban credit cooperatives, and establish local commercial banks to serve the development of small and medium-sized enterprises.

    This book is a parallel time and space, which cannot be applied to the real situation. For the sake of smooth reading, local credit unions directly ignore it and transition to local commercial banks. Hereby explain.  ) (Remember the site URL: www.hlnovel.com)The local commercial bank serves the development of small and medium-sized enterprises,

    This book is a parallel time and space, which cannot be applied to the real situation. For the sake of smooth reading, local credit unions directly ignore it and transition to local commercial banks. Hereby explain.  )(Remember this website URL: www.hlnovel.com
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