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Chapter 1325 Small banknotes

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    According to Zhao Ran¡¯s method, any bank that issues a small-denomination bank note must promise to unconditionally exchange it for cash. Failure to exchange it after the issuance is absolutely not allowed. Once verified, it will be investigated and dealt with according to the regulations of disrupting the order of money.

    Daming did not have this crime, so Zhao Ran was talking about regulations. He asked Shi Weiming to draft a decree in the name of Baochao and submit it to the court for discussion.

    Li Dayin and Shi Weiming praised at the same time: "Yes, in this way, the risk has been transferred to the major banks. Even if there is a problem with small-value banknotes, it is not the matter of the court, but the matter of the major banks!"

    Zhao Ran said: "Although it is a matter for the major banks, if there is a problem with any bank's small-denomination banknotes, the Bank of Baoqian must bear the responsibility."

    Li Dayin asked: "Why is this?"

    Zhao Ran asked strangely: "If Baochao doesn't cover the whole situation, why should the bank use real gold and silver to buy your small-amount banknotes? Not only does it cover the whole situation, but it also agrees to buy it back. Which bank can take a small amount if they don't share the cash?"  The bank notes buy back the cash from the Baochao Department, and the Baochao Department must pay unconditionally!"

    He proposed that the Baochao Department build a strong underground bank, and major banks could use real gold and silver to purchase small-denomination banknotes, and exchange one tael of cash for one tael of small-denomination banknotes.  After the credibility of small-denomination banknotes is established, Baochaosi will rely on its huge amount of cash in stock to issue its own small-denomination banknotes.

    Li Dayin patted his head: "I'm a little dizzy because of you."

    Shi Weiming said: "I understand what the abbot meant. Only the Baochao Department has the authority to print all small-value banknotes. After printing, they sell them to various banks. The reputation of each bank will be used to promote the finalization of the small-value banknotes."  Exchange all over the world. When the credibility of small-denomination banknotes is established and people all over the world trust it, Baochao will issue its own small-denomination banknotes, and then it will earn as much as it issues. Is this the truth?"

    Li Dayin stopped patting his head and patted his thigh instead: "Wonderful, I see, Zhiran is really a rake for money!"

    Zhao Ran had a dark look on his face, wondering, is this my original intention?  He was immediately corrected: "You two can't have this kind of thinking. If you do this, wouldn't you be back on the old path of Baochao? Our ultimate goal is to solve the money shortage problem of the Ming Dynasty. We have nothing to do with the Baochao Division.  Relationship. Besides, Baochaosi has money in his hand, do you have a relationship with Dayin?"

    Li Dayin smiled and said nothing, but he obviously disagreed with Zhao Ran's statement.

    However, sometimes Wei Ming and Li Dayin interfered, and Zhao Ran found a flaw on his own, which was the risk loophole of spam issuance of small-value banknotes in the future. After thinking for a moment, he said: "A joint committee can be formed in the Banknote Department, composed of major banknotes."  The bank appoints people to serve as committee members. The committee exists to supervise the Banknote Department from indiscriminately issuing small-denomination banknotes. Every time a small-denomination banknote is printed, it must be approved by the committee."

    Shi Weiming said: "Abbot Zhao's method is very good, but there is a problem that needs to be solved. How can we get various banks to send real money to the Baochao Department in exchange for small-denomination banknotes printed by the Baochao Department?  "

    Zhao Randao: "Of course things can't happen overnight. My idea is to let the spring breeze turn into rain, moisturize things silently, start in an ordinary way, and issue the issue quietly. When issuing, there are two main ways to make banks have a willingness to buy"

    "One: Unless the flying talisman sold by Junshan Mobile is sold in bulk, the rest only accept small-amount banknotes and do not accept cash. If each sect wants to buy the flying talisman, they must pay  Small banknotes, otherwise they won¡¯t be sold"

    "Second: From now on, Jimingguan will sell sea trade licenses and only accept small-value banknotes. Others will not be accepted. Cash or large-value banknotes will not be recognized by Jimingguan. No small-value banknotes? Sorry, go to the bank.  Instead, go to any bank that has small-denomination banknotes"

    "Third: Subscriptions for "Junshan Notes", "Inside and Outside the Imperial City", and "Lingbao New Theory" only accept small banknotes"

    Li Dayin laughed and said: "Fourth: The sales of the practice lottery only accept small-amount banknotes, and there are no small-amount banknotes? Sorry, this issue of the practice lottery has nothing to do with you! Haha!"

    Zhao Ran gave Li Dayin a thumbs up: "Da Yin said it well! After these small-denomination banknotes are in our hands, we will find ways to spend them. If we can't spend them, we will save them first. We have the banknotes of the Baochao Department here.  , these small-value banknotes are no different from large-value banknotes. In short, let¡¯s do it step by step, and try to use three or five years to make small-value banknotes recognized by everyone in the world.¡±

    Shi Weiming frantically recorded Zhao Ran's words, and after Zhao Ran finished speaking, he interjected: "From what I can see, it actually doesn't take three or five years. The essence of small-amount banknotes is actually large-amount banknotes.  It¡¯s even safer than large banknotes, because the court is willing to pay for the exchange.¡±

    Zhao Ran said: "When you go back, gather people to study it carefully and try to come up with a set of systems and methods as soon as possible. By the way, what Li Yuan envoy just said is that you can earn as much as you pay.?Take it back and talk nonsense.  "

    Shi Weiming nodded: "Xiaoguan understands. Then the rest is a technical issue. Abbot Zhao, Xiaguan just thought of a problem. With the cultivation methods of Dajun Mountain, we can certainly ensure that major banks do not print small-denomination silver coins on their own."  Tickets, but if you print them using spiritual methods, how can you ensure the printing output? You know, this is not thousands or tens of thousands, but millions or tens of millions."

    Zhao Ran smiled and said: "I can even produce millions of flying talismans every year. It's just a small amount of banknotes. What does it count?"

    When Shi Weiming returned, he needed to formulate a lot of rules and regulations and think about specific operation plans. This matter was not something that could be rushed. Daming's money shortage was not going to be a day or two. It was unrealistic to expect it to be solved in the short term.

    On the riverside, Zhao Ran and Li Dayin finally made the decision to officially start construction of the landscape belt in November. At the same time, the renderings of the landscape villa designed by Zhao Ran will soon be printed and displayed on "Inside and Outside the Imperial City" to pay tribute to the wealth of the capital.  Households are pre-selling. According to Zhao Ran, this is called selling off-the-plan properties.

    Although Li Dayin didn¡¯t know how the building could be spent, he very much agreed with this form and raised his hands to support it.

    After talking, Zhao Ran asked Li Dayin: "Lao Li, does your Sanmao Pavilion have flying magic weapons?"

    Li Dayin said: "Of course there is. Do you want to use it? I'll ask Yun Yi to get it."

    Zhao Ran thought for a while and said: "The day after tomorrow, I want to go to Wudang."

    After Zhao Ran returned to Jiming Temple, the young Taoist priest Yang Wenfu reported to him: "Abbot Zhao, there is a monk from Dongji Pavilion waiting for you in Cihang Hall. He has been waiting for almost an hour. I said you were not here, but he said he would wait until  You come back."

    Dongji Pavilion?  Zhao Ran was alert and asked: "Who is it?"

    Yang Wenfu said: "He said his surname is Wei."

    Zhao Ran immediately said happily: "This is a friend."

    Wei Chaozong waited for Zhao Ran in Cihang Hall for a long time, and finally he came back. When Zhao Ran saw him, he felt that his expression was a little different from before, and he looked more profound, so he congratulated: "Congratulations to Senior Brother Wei for successfully passing the barrier."  , the divine consciousness gives birth to a baby, and from there it enters the realm of a master refiner!¡±

    Wei Chaozong smiled and said: "As soon as I left the customs, I rushed to the capital to see Zhiran. I didn't go anywhere, and I didn't see anyone else."

    Zhao Ran said: "It's really my honor, junior brother! Why should senior brother Wei wait here? With a flying talisman, I will come back immediately. Come, go to my Jingyang Tower to talk. You haven't been there yet. Let's take a look at the scenery."  Drink, and you and I will talk about our farewell together."

    Wei Chaozong sighed: "Otherwise, I can't show my sincerity. Zhiran, I'm here to apologize to you. On behalf of Xianling Palace and Dongji Pavilion, I'm really sorry for what happened a few days ago.  !¡±

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