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Chapter 27 Credit Terms

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    When he returned to his shop, Zhang Hao sat down and began to breathe heavily.

    Master Zhang Hao looked scared. The first meeting with the princess was all about intrigue.

    Novels are all lies. They talk about meeting a princess and then interpreting a beautiful legend.  I don't believe it anymore.

    Zhang Shengde smiled: "How about it? The city lord didn't make things difficult for you, right?"

    "Yes, the city lord is not in trouble, but the princess is not very easy to talk to."

    "Princess?" Zhang Shengde was surprised. The princess has already arrived?

    "Yes. The princess said that she has been in Ninghe County for three days and knows us very well."

    With that said, Zhang Hao explained in detail the circumstances of his meeting with the princess; especially the suggestion of exploring the ocean.

    Zhang Shengde thoughtfully said: "It seems that we have attracted the attention of the royal family. Xiaohao, do you think we should hide our clumsiness, or maintain the status quo?"

    "I think we can take bigger steps!" Zhang Hao's words were full of pride, "Dad, I still think we should speed up our exploration of the sea.

    Although it is said that the Green Sea of ??Death is very dangerous and no one has ever explored it, at least we have not failed.

    In contrast, the Eastern Expedition seemed promising, but it never achieved real victory!  "

    Zhang Shengde frowned: "Xiao Hao, you have been observing the Green Sea of ??Death these days. Do you think we can really survive on the Green Sea of ??Death?

    We do n¡¯t talk about storms or lost directions. It is just that layer of endless and powerful marine monsters is enough to become the restricted area.  "

    Zhang Hao stopped talking. It is right to say that going too far is not enough. If you mention a little bit today, a little bit tomorrow, and a little bit more the day after tomorrow, maybe you will get the idea.

    So Zhang Hao immediately changed the topic and talked about credit.

    Zhang Shengde nodded: "I agree with this. You complete the credit plan first. I will go home with your brother first and deliver the remaining black iron."

    Zhang Shengde and Zhang Han set off with their team. This time they hired hundreds of carriages from the county town and left the city in a mighty manner.

    Zhang Hao sat at the door, leaning against three hundred tons of dark iron, and began to conceive of a "credit plan."

    On the street, people poke their heads in from time to time; sometimes they make eye contact with Zhang Hao, and immediately give him a bright but somewhat embarrassing smile.

    Zhang Hao curled his lips, he still had some impression of these people.  Many people saw it at the trading desk ten days ago.

    As for the reason why these people came here to "peep", Zhang Hao also vaguely guessed.

    The reason is the dark iron forging technology that was revealed ten days ago.

    As Zhang Hao expected, the disclosure of black iron forging technology finally gave those families and trading houses that wanted to get involved in black iron forging but had no skills found an opportunity.

    Most of these newly joined firms and families are powerful and they are dedicated to exploring the market, so naturally they engage in low-price promotion strategies.

    So in the past ten days, interesting changes have taken place in the Xuantie Market in Ninghe County:

    The quality of black iron continues to improve, but the price of black iron never rises.

    As a result, many small and medium-sized Xuantie trading houses, families, etc., have obviously obtained new technologies, but they cannot survive.

    ??????????????????????????????????????????????????????????????????????? But it declined. This weird result made countless people turn their heads with worry.

    They are hard to understand!

    Naturally, at this time, everyone thought of the Zhang family, Zhang Hao, and the high-spirited young man ten days ago.

    However, Master Zhang Hao sat firmly on the Diaoyutai, took his time, smiled at everyone, and then lowered his head and continued to write his 'credit plan'.

    The sun climbs up into the sky little by little. The enthusiastic sun makes the leaves shy and makes people hide in the shade and yawn.

    Although you are a cultivator, it does not mean that you like to bask in the sun.

    Except for some special skills, who doesn¡¯t want to make themselves more comfortable.

    The heavy sound of carriages creaked and creaked, and more than two hundred carriages stretched to the end of the road, attracting crowds of people to watch.

    "Master Zhang."

    "Fellow Daoist Zhang."

    ¡­¡­

    Zhang Shengde looked at the enthusiastic people around him in confusion, what's going on?

    When he arrived at the store, he saw Zhang Hao lying on the table and yawning, so Zhang Shengde directed everyone to move Xuan Tie into the house.

    Eight hundred tons of black iron almost filled the space on the first floor. Zhang Hao could only hold his breath.??Climb to the second floor, lie down and sleep.

    From last night to now, I haven¡¯t had a good rest. In the meantime, I was quarreling with a princess who wanted to fish.

    Zhang Hao was sleeping on his stomach, but Zhang Shengde took out the "Credit Plan" from Zhang Hao's arm and looked at it.

    Looking at it, Zhang Shengde was a little shocked;

    Perhaps the only shortcoming is that some clauses are too idealistic. Zhang Shengde sat down and reviewed them one by one.

    Night falls quietly, and more and more people gather in front of Zhang's shop. Everyone wants to enter, but they dare not.

    "Hey, borrowed it!" A shout broke the silence, Zheng Changqiu took the lead, pushed through the crowd, and entered the Zhang family's shop with curiosity and doubts.

    Then, I was shocked.

    But seeing eight hundred tons of standard black iron, the entire first floor was packed, and there was only a passage about four feet wide, leading to the stairs upstairs.

    Zheng Changqiu walked up the stairs stupidly and saw Zhang Shengde and Zhang Hao discussing something, and Zhang Han was meditating next to him.

    Seeing Zheng Changqiu coming, Zhang Shengde stood up to greet him.

    After a while, the others gradually arrived, but Zhang Shengde pulled Zhang Hao over.

    Zhang Hao was not polite and went straight to the topic, talking about the credit plan.

    Within a moment, everyone was having a heated discussion, and the room for bargaining was extremely fierce. Even the fairy Mei Qianyun rolled up her sleeves - if you click a wrong decimal point on the terms now, millions of spiritual stones may be affected in the future!

    ?We are all in the purchasing business and are very sensitive to numbers.

    The heated discussion lasted until late at night.  In the end, even the steward of Yeyue Tower and Bai Ye joined the discussion group excitedly.

    When the white fish belly appeared in the east, Zhang Hao finally let out a long breath, and everyone signed the "Credit Terms" together.

    Terms stipulate:

    First, at least one-tenth of the price of the goods must be paid; and once the transaction is concluded, it cannot be revoked.

    Second, interest is accumulated incrementally and is calculated in natural months.  In the first month after the transaction is concluded, no interest will be calculated; starting from the second month, the monthly interest will increase by one thousandth, and the interest will be compounded.

    Third, at least one-tenth of the total value must be repaid every month, plus interest for the month, which means it must be repaid within nine months.

    Fourth, it requires an oath from an important representative above the golden elixir level and a mortgage. The valuation of the mortgage must be higher than the value of the goods; before the credit is paid off, the mortgaged items are temporarily under the joint care of the Zhang family and the mortgagee, and the mortgagee is responsible for safety issues.

    Once the credit cannot be repaid, the party being credited has the right to deal with the collateral.

    Fifth, the price when purchasing on credit remains fixed, no matter whether the price increases or decreases in the future, no changes will be made.

    Sixth, if payment must be made in kind, the creditee has the right to choose or reject it.

    Seventh, this clause has broad adaptability; in short, everyone who signed it today is within the scope of application, and everyone supervises each other.  If you want to join this circle in the future, you must obtain unanimous approval from everyone.

    The rest of the detailed clauses are densely packed with more than 300 clauses, which can be described as meticulous.

    A clause took a whole roll of Gastrodia paper, and it was filled with large and small words written one by one.

    After confirming that there was no problem, more than ten copies of the "Credit Terms" were copied, and the guards of the Zhang family were busy until noon.

    In the end, everyone got a copy, which was signed and stamped by everyone.  Zhu Yuantang even brought the city lord's personal seal.

    The original original documents were kept with the Zhang family and were framed.

    Putting away the terms, Zheng Changqiu and others looked at each other and smiled.

    And Zhang Hao smiled brightly.

    This clause is of great significance.

    First of all, it greatly revitalized the wealth of all parties - some real estate was mortgaged and became working capital.  This alone is of great significance.

    Secondly, it forms an alliance of interests.  In other words, it is the prototype of an interest alliance.

    Finally, the social status of the Zhang family has been greatly improved.

    This is of immeasurable value.

    From now on, the Zhang family is no longer a small family!  (Remember the website address: www.hlnovel.com
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