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Chapter 265 Dawn

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    In the somewhat narrow room, Zhang Hao stretched himself hard and looked over the plan in his hand. After making sure that there was no problem, he took the plan and walked towards the main hall of the City Lord's Mansion.

    This small office book is a room vacated by the city lord's palace.  For the time being, the city lord's palace in Ninghe County became the temporary companion capital.

    In the blink of an eye, it has been three days and the situation has basically stabilized.

    After the previous big explosion in the Kingdom of Jinyang, it was not only the casualties of 178,000 soldiers, but also the serious impact on morale.  In addition, the Kingdom of Jinyang was still playing the puppet circus and preparing to consolidate the occupied areas, but for a while it was unable to continue sending troops.

    Liu Xinyu also seized the time to rectify the situation and strive to implement new national politics as soon as possible during this war-torn time.

    However, in the past three days, there have been too many things that caused a stir.  For example, whether the country of Qixia is considered subjugated, or whether Liu Xinyu killed his brother to seize power, etc., it has been widely spread.

    Especially many of the original families and nobles of the Kingdom of Qixia, not only did they defect to the Kingdom of Jinyang, most of them also turned against each other to show their 'sincerity'.

    Many times, people who rebel will be more cruel to their former comrades-they need to use this to prove their sincerity and show their loyalty.

    So these nobles and families are using their influence to spread rumors.  For a time, the speech on the land of Qixia Kingdom was in chaos.

    Those who surrendered early, no, surrendered early, and laughed at those who surrendered late.  And when the Kingdom of Jinyang dealt with it, there was indeed a gap between the two sides.

    There are many rumors saying: The Kingdom of Qixia has returned to the hands of the second prince Liu Hong, don't resist anymore, it's useless.  There are also those who say that the country of Qixia is destroyed, while the country of Jinyang is invincible.

    They even said that Liu Dingshan was seriously injured and escaped, and that Liu Xinyu made all sorts of slanderous remarks.

    There is also an edict issued by the new emperor Liu Hong, ordering various places to express their stance quickly.

    But no one knows that during this process, Liu Xinyu and Zhang Hao, through the reach of the industrial and commercial class, the intelligence power of Yeyue Tower, and the intelligence system of Qixia Kingdom itself, have made detailed considerations of personnel from various places.

    In the past few days, the performance of each family has been recorded on Liu Xinyu's desk.

    Zhang Hao came to the hall with the plan, and Liu Xinyu was discussing some details with everyone.  Seeing Zhang Hao coming, Liu Xinyu immediately gave him a soft smile: "I haven't seen you show up for three days. Is the plan ready?"

    "How can I? I just laid out a framework. The details need to be discussed by His Highness and everyone."

    Liu Xinyu smiled even happier: "Okay, tell me, let's discuss it together."

    Zhang Hao took out the plan and put it in front of Liu Xinyu, and he started to explain it nonstop.  To develop industry and commerce, we must "open up."  We should try to avoid the situation where we were too self-conscious in the past.

    Of course, if you want others to take it out willingly, you must compensate them.  Therefore, patent law is imperative.  The patent proposal has long been implemented within the Black Iron Guild, the Weapon Refining Guild, and even within the Dayang Group.  Therefore, Zhang Hao also gave a lot of detailed suggestions.

    ? Secondly, there are laws, taxes, transportation, currency, etc.

    Finally, there are relevant supporting policies.  Currently under the control of Qixia Kingdom, there are still half of Anling County, complete Ninghe County, Nanyang County, and Xingchang County.  Although there are no particularly large families in these places, there are still many small and medium-sized families, sects, etc.

    For these families, of course, they cannot be beaten to death with a stick, so Zhang Hao proposed a "support plan".  The Black Iron Guild, the Weapon Refining Guild, or the Dayang Group will provide certain technical support and guidance, coupled with the encouragement of the state, to transform these family sects into the industrial and commercial class as soon as possible.

    In fact, many families and sects have some skills of their own, and most of them have more or less business experience - otherwise, what will the family do?  With a little guidance from the state, these families can transform into the industrial and commercial class.

    There are also a large number of private small and medium-sized commercial banks, etc. Most of these do not have their own core technologies, so the state should give them certain support and encourage them to develop technology and become self-reliant.

    And among all plans, the most difficult one is probably money.

    The rest of the discussion went smoothly, but when it came to the currency issue, disagreements arose.  To be precise, everyone does not agree with the currency system proposed by Zhang Hao.

    The traditional spirit stone-based currency system has been used in the world of cultivation for tens of thousands of years - to be precise, spirit stone currency has been used since the beginning of historical records.

    orIt has become something like a bank.  "

    Liu Xinyu thought for a while and asked seriously: "If it really develops into a bank, the country must collect taxes!"

    "Well, my idea is similar to a bank. But it is a non-profit institution. Of course, for the operation of the institution itself, there may be slight benefits. But it is definitely not the profit of a bank. This profit will be huge.  Low is very low.

    I want a relatively free monetary management institution. Its biggest role is not to make profits, but to promote the development of the country and the development of industry and commerce.

    In the future, it will provide loans, support national wars, support group development, support research on magic weapon formations, etc.  The interest will be as low as possible or even non-profitable.

    It will never charge more than three cents of profit like the current banks do!  "

    Liu Xinyu looked at Zhang Hao. The two looked at each other for a long time. Liu Xinyu finally nodded slowly: "I believe you, but only temporarily. I can give you a promise. If you do what you said,  Then the country will never collect taxes in the future. But if you can¡¯t do it¡­don¡¯t blame me for being heartless!¡±

    "clear."

    The monetary system failed to pass at the meeting, but it fell into the hands of Zhang Hao.

    After returning to his office, Zhang Hao smiled, but it was not a proud smile, but a confident smile.  Zhang Hao is ready to build a bank, but Zhang Hao is not ready to build a bank with huge profits.

    The role of a bank is not to make money. Its biggest role is to balance the industrial and commercial system, promote the development of industry and commerce, provide loans to enterprises in need of development and important scientific research that urgently needs funds, and promote their progress.  Instead of harvesting.

    The development of another world banking industry is based on harvesting real industry and commerce.  Banks control the life and death of enterprises by controlling loans, and finally use loans to harvest enterprises.  So the banks are prosperous, but the real industry is suffering, and the country is weakened.

    Zhang Hao is not going to follow the old path. Zhang Hao wants to build a true and pure bank, a bank that controls wealth instead of being enslaved by wealth.

    Another point is that this world has always used spirit stones. In a sense, spirit stones are a currency with a constant value.  Therefore, the currency of this world must adopt the concept of constant value currency for the time being.

    Zhang Hao thought for several months and finally found an entry point for establishing a World Bank of Practice - the Industrial and Commercial Administration.

    The reason why Zhang Hao insisted on the Industrial and Commercial Administration, which was ordered to be disbanded by Liu Xinyu, was not because of the office, but because of the name of the Industrial and Commercial Administration.  This ¡®name¡¯ is not a name, but influence, status, and represents a ¡®right direction¡¯.

    Zhang Hao will use the bond repayment process of the Industrial and Commercial Administration Bureau to launch his first shot at banking.

    Almost unconsciously, Zhang Hao took out a 'card' from the storage ring.  This card is similar to the size of a bank card, with a formation similar to a Bagua chart in the center.

    This is the ¡®array base¡¯ of the Vientiane Infinite Array. Its main body is made of high-grade steel, with a thickness of one millimeter, a length of 80 millimeters, and a width of 50 millimeters, which is close to the golden ratio.

    Such ¡®cards¡¯ obviously cannot be regarded as banknotes in the strict sense, but due to the rules of the spiritual world, we can only make flexible changes.

    ??????????????????????????????????????????????????????????A card like this is worth 100 spiritual stones.

    Under the leadership of Zhang Hao, the Zhang family has mastered the relatively mature method of making Hunyuan fine gold.

    In fact, after a new study by Huang Mingshan and others, Zhang Hao was surprised to find that Hunyuan Fine Gold requires the most black iron and red copper, in addition to a small amount of lead, zinc, tin, etc. as the blending solvent.  The demand for fine gold and mithril is pitiful, and an addition of one percent is enough.  More like a catalyst.

    The Hunyuan Fine Gold that has been improved by the Zhang family is more effective; as long as the proportion of copper is properly mixed and a little touch of fine gold is added, the finished Hunyuan Fine Gold will have a pure luster and can be almost easily confused with the real gold.

    Zhang Hao feels that this kind of Hunyuan Fine Gold is a strange compound. It is a compound based on the level of spiritual energy and neutrons; it is not a compound of electrons and protons.  But the specific details still need to be studied in depth.  Now the periodic table of elements is gone, and Zhou Xueyao has just understood the concepts of elements and atoms.

    Playing with the card gently, the smile on Zhang Hao¡¯s face gradually grew:

    With industry, commerce, and currency already there, can the future still be far away?

    (The second update, a 4,000-word chapter, please vote.) (Remember the website address: www.hlnovel.com
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