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Chapter 799: Rising in one day

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    After visiting the VIP floor, the guests went to the conference room on the third floor.

    There, Jiangnan Bank first held a brief bond sale ceremony.

    The shares have been subscribed for long ago, and even the contract has been signed. Now it is just a formality

    Jiang Xueying, the president of Jiangnan Group and the president of Jiangnan Bank, will issue the debt certificates to all the guests who subscribed, which means that all the procedures have been completed.

    After the ceremony, Jiang Xueying briefly introduced the main business of Jiangnan Bank to the guests.  At first it sounds like it is no different from an ordinary bank, except for money exchange, bank deposits, loans, etc. It just has the added business of settling money for the government.

    However, soon, the guests were all shocked.  Just listen to the ice-like girl say crisply:

    ¡°In the name of the president, I announce that from now on, depositors who deposit money at all branches and sub-branches of our bank will permanently enjoy the preferential treatment of ¡®free current deposits and regular interest payments¡¯!¡±

    Hearing these eight words, the drowsy guests who had woken up too early suddenly became energetic and started chattering: "President Jiang, please speak clearly!"

    "It's very simple. Our bank divides deposits into two types of accounts. Current accounts can be withdrawn at any time, and time deposits have an agreed deposit period."

    Jiang Xueying lightly opened her lips and explained: "For current accounts, we do not charge any fees. For fixed-term accounts, we will pay interest based on the deposit period. The longer the deposit period, the higher the interest rate!"

    "What?!"

    "What?!" The guests were all stunned: "You can deposit money without spending any money?"

    ¡°Can I still earn interest?¡± Everyone¡¯s first reaction was disbelief.

    Because depositing money at any bank in the Ming Dynasty will result in a free custody fee.  The more you save, the higher the fee, which can even reach two points!

    This is also the reason why they all choose to hoard gold and silver instead of depositing money in banks.

    "If you save one hundred thousand taels of silver for a year, you have to pay someone a full two thousand taels. No one's money comes from the strong wind, so the rich people will naturally feel pain to death."

    Now Jiangnan Bank is brazenly claiming that not only does it charge no fees for depositing money, but it also pays interest!

    This is really a strange thing!  If Jiangnan Group had not endorsed Jiangnan Bank, the guests might have thought they had encountered a scammer.

    ¡°But Jiangnan Bank naturally has the reputation of cement and concrete, so the guests were convinced immediately.  I couldn't sit still anymore and kept talking: "How much does it cost to deposit? How much can I deposit?"

    "There is no lower limit or upper limit for the amount." Jiang Xueying was wearing a goose-yellow round-neck robe embroidered with Qionghua flowers, a horse-faced skirt with green and gray flowers, and a pearl on her head to wipe her forehead, making her look extraordinarily capable and luxurious.

    ¡°How much interest can we give?¡± the guests asked.

    "The annual interest for one-year term is one cent, the annual interest for three-year term is two cents, and the annual interest for five-year term and above is three cents." Jiang Xueying announced: "The interest may rise or fall in the future, but no matter how long the deposit period is, it will always be based on the interest rate.  Interest settlement on deposit date.¡±

    "What if we need it urgently? Can't we get it before it expires?" someone else asked.

    "Yes. But if the amount exceeds two thousand taels, you need to notify one day in advance. If the amount is less than two thousand taels, you can withdraw it at any time." Jiang Xueying explained:

    ¡°But interest can only be calculated based on the number of years of deposit, and anything less than one year will be counted as a current term.¡±

    "That's it" Now the guests have nothing to worry about.

    "In addition, as a bonus for our bank's opening today, large customers with deposits of more than 10,000 taels will receive an extra cent in addition to the basic interest." Jiang Xueying said with a faint smile: "Only for the first five million taels of depositors, first  First-come-first-served basis, while supplies last.¡±

    "" The guests looked at each other, suddenly stood up in unison, and went downstairs to the VIP floor to deposit money.

    Those with slower legs and feet can only take a number and wait in line in the lounge.

    Of course, today it is basically committed deposits.  After all, no one would go out with a cart full of money.  What's more, a cartload of silver can cost more than a hundred thousand taels. None of the big businessmen who came today have saved more than this amount.

    You can only open an account first and promise to deposit a certain amount within a few days.  If the payment is not received by the due date, the bank will give a grace period. If the payment is not received at the end of the grace period, the person will be blacklisted and will never do business with this person again.

    Magistrate Cai deposited 20,000 taels on behalf of the government, and the two magistrates also deposited 10,000 taels each. The three of them had tea in the lounge while chatting with the guests.

    Today, the three local officials are considered to be half landlords. Besides, it is not easy to meet any of the gods on weekdays. Of course, they have to get close to each other in a subtle way.

    The three of them were chatting lively when they suddenly heard someone shouting: "All the five million taels are gone!"

      "Huh?" Those guests who were still queuing stopped at that time and got up to go find Master Hua and Jiang Xueying to reconcile.

    Only three adults were left looking at each other. How rich are these big business owners?  I usually cry about poverty, but I deposited five million taels into Jiangnan Bank in less than an hour!

    Jiang Xueying was also taken aback by the enthusiasm of the guests. After all, Wuji Bank, the predecessor of Jiangnan Bank, had only accumulated a total of two million taels of deposits over the years.

    I didn¡¯t expect the power of interest payments to be so terrifying!

    She then ¡®reluctantly¡¯ released another five million quota.

    In fact, adding this extra penny is Zhao Haoding¡¯s interest.

    Jiang Xueying just used a little trick to create artificial scarcity so that these guys would rush to save more money.

    ¡°As a result, all the five million taels were robbed.

    ¡°If it weren¡¯t for the thank you banquet arranged by Mr. Zhao, these guests would still want to continue to pester President Jiang and ask her to release more quotas.

    ??~~

    Zhao Hao didn¡¯t like to show his holiness to others, so he didn¡¯t attend today¡¯s opening ceremony.

    But with so many distinguished guests coming, he had no choice but to show up, so he held a banquet in Wuyuan, not far from Leqiao, and took care of the meal after the ceremony.

    But this meal is not sloppy at all.

    The Wu Garden where the banquet was held was the garden of Wu Kuan, the Minister of Rites in the Hongzhi Dynasty. It covered an area of ??more than ten acres, with winding rockeries and vague pavilions, and the dining environment was top-notch.

    And today, from the head chef to the assistant cooks, everything is prepared from Nanjing Weijiexian.  After receiving the order from the young master, shopkeeper Fang selected capable people and prepared a full set of tools.

    He personally led the team and came to Suzhou two days in advance to familiarize himself with the environment, purchase ingredients, and make complete preparations.

    Shopkeeper Fang attaches so much importance to this banquet. Of course, the young master¡¯s mission must not be neglected.

    Secondly, he has not forgotten Zhao Hao¡¯s original plan to open a Weijixian flagship store in Suzhou.

    This has been Shopkeeper Fang¡¯s long-held ideal.  Of course, we must take advantage of this great opportunity and become an instant hit in Suzhou!

    With the blessing of the power of ideals, shopkeeper Fang overcame various difficulties and presented guests with an authentic banquet that was in no way inferior to the standard of the Nanjing head office.

    As a result, a group of guys who are not tired of food were conquered at once, and they immediately asked Zhao Hao to open a delicious restaurant in Suzhou!

    Mr. Zhao happily agreed and immediately asked someone to buy the garden, announcing that in the future, Suzhou's most delicious food would be opened in Wuyuan!

    ps. Chapter 3 is gone.  Go to bed early and get up early tomorrow to write.  (Remember the website address: www.hlnovel.com
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