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The real estate mortgage went very smoothly.
Although house prices have dropped a lot some time ago due to the cold weather and the cutoff of many households¡¯ mortgages, haven¡¯t 80 million northerners moved to the south? Previously, they had no choice but to live in collective heating facilities. .
But now that the weather is getting a little warmer, some thoughtful people still want to buy a house.
Most people may be reluctant to buy houses in first- and second-tier cities that are too expensive, or simply cannot afford them. However, buying a house in some remote and small cities is the same.
They just want a place to live.
There is no need to squeeze into first- and second-tier cities.
The more people there are in the city, what will happen if we look back?
Various materials are still in short supply.
Therefore, in March and April, housing prices in first- and second-tier cities did not change much. Housing prices in small cities in the 17th and 18th tiers not only gradually recovered, but were even slightly more expensive than the original price.
The average house price in Qiaomu¡¯s county is only about seven to eight thousand, and the reason why their community is expensive, and the reason why more than 100 square meters can be sold for two million, is because their community relies on schools.
The primary school is on the left and the kindergarten is on the right.
??????????????????? Then walk further back, and less than a mile away are the junior high school and senior high school, both of which are the best schools in the local area. It¡¯s really difficult to keep housing prices low.
Therefore, there is no need to worry about selling their house, and the bank will not be too embarrassed and will quickly complete the procedures for them.
Then he loaned them two million.
??????????????????? Originally we couldn¡¯t borrow so much, the most we could borrow was more than one million, because the approximate value of the house cannot be equated to the amount of mortgage loan.
But because they said they wanted to use the loan money to heat their houses, the bank applied for a green channel for them, and then they got a lot more loans and made up the whole sum. Of course, the corresponding amount was theirs. Money cannot be misused.
It must be really used to build a greenhouse.
In addition, there is another advantage, that is, their loan can be counted as the county government¡¯s new green low-interest loan to help farmers, and the interest rate is very low.
But if they are discovered by the bank that they have used the money in other places other than building greenhouses or growing vegetables in greenhouses as mentioned earlier, they will be held accountable.
But no matter what.
The results are still good so far.
As soon as they got the money, Liu Jianguo and his family, including Qiao Mu, drove back to their hometown.
Hire someone to make major renovations to your old home.
Including stabilizing the house construction, renovating the roof, water and electricity, digging the cellar, and repairing the fire wall.
At the same time, they did not forget to take back the land they rented to others, and rented a lot of land through the village cadres, and rented a lot of land near their own yard.
Their family lived in a relatively remote area at that time.
Therefore, a lot of land nearby is considered collective land, and most of it is still wasteland, so the price is not expensive. It can be rented for ten years for less than 200,000 yuan.
Of course, some fertile farmland is also rented.
They have planned this very well. The fertile land will be used to grow various vegetables, and some food may be grown when appropriate. The wasteland will mainly be used for breeding, chickens, ducks and pigs. The specifics are still being planned. , but anyway, just rent the land first and then take your time later.
Because even if the weather changes, there are still not many people willing to go back to their hometowns, so Liu Jianguo and his family are going very smoothly in this regard.
It was all done in less than a week.
And officially started building a large greenhouse.
Build a greenhouse with two-way insurance that can use both electricity and charcoal, and the risk is relatively low.
This takes a long time.
By the time Liu Jianguo had renovated his home, dug the cellar, and moved everything in the community to his home, the foundation for the greenhouse used for planting and breeding had just been laid, and it had not yet been completed.
But in order to pay off the loan early.
Liu Jianguo and the others did not waste time. Anyway, the temperature has risen now. Even if there is no greenhouse, growing vegetables and breeding will not be a big problem.
So once you move to a good home.
They all started planting and breeding.
Grow some cold-resistant vegetables and plants, and start raising chickens and pigs at the same time. As for ducks, because their family doesn¡¯t like to eat duck meat and duck eggs, and they think raising chickens and pigs is already quite troublesome, so they want to add ducks. I really can¡¯t manage it.
So I finally gave up raising ducks.
Only raise chickens and pigs.
¡°Then their family lived a life of roosters and pigs. It was really before dawn every day that a group of roosters crowed and a group of pigs started roaring.
No one has had breakfast yet.
You have to prepare chicken food and pig food first.
After breakfast, I have to clean up. It¡¯s not about cleaning the house, it¡¯s about cleaning the temporary pig pens and chicken pens where pigs and chickens are raised. Pigs and chickens must be kept clean. If they are not clean, problems will easily occur. If something goes wrong, What a plague, it really is, most of the wealth will be wiped out in an instant.
So Liu Jianguo didn¡¯t dare to relax at all.
He and his wife are really busy every day. They have to get up at five o'clock in the morning, and they have to feed the pigs a supper at eight or nine in the evening before they can start washing. In this way, they don't dare to sleep too much. He was afraid of a sudden drop in temperature or the presence of weasels, or even someone coming to steal his chickens and pigs.
They were all so busy that Qiao Mu was too embarrassed to do nothing, so he naturally took over the three meals a day at home.
As for Liu Zhiming.
Although he does not work, he is currently the largest source of monthly income for his family. In order to allow him to work with peace of mind, he writes more articles, writes more papers for others, and operates his own account.
Qiao Mu and the others specially asked him to move to the cellar to work, because currently he only lives in the cellar and cannot hear the crow of chickens or the roar of pigs.
It¡¯s only a little quieter over there.
It allows him to concentrate on writing.
Fortunately, we don¡¯t want him to live there forever.
Occasionally, when he is tired, he is still allowed to come up after three meals a day, sleep, etc. After all, no matter how hard he works, he must have a proper balance of work and rest. He has been locked in the cellar to work.
It would be easy to lock him up and cause problems.
Of course, in addition to this, they also stocked up on a lot of things. For example, they bought more than a hundred tons of coal, which filled a temporary iron house. For example, they also bought a lot of large batteries and diesel. At the same time, they purchased several large, inexpensive commercial freezers.
Although the temperature after winter comes, many things can be preserved even without a freezer.
However, many things become more expensive or difficult to buy after winter, so after discussing with his grandson for a while, Qiao Mu bought several large and cheap commercial freezers and prepared one specifically for stocking up. Home-made dumplings stuffed with chives, one for storing homemade dumplings, and one for meatballs and glutinous rice balls.
These are all prepared at home.
The homemade ones are more fragrant. (Remember the website address: www.hlnovel.com