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Free Web Novel,Novel online - All in hlnovel.com -> Historic -> Daming Zhenhaiwang Chapter 357, Silver Notes and Silver Dollars
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¡°With such anti-counterfeiting technology, it is indeed too difficult to counterfeit.¡±
Zhu Houzhao pondered for a while, then nodded and said.
The anti-counterfeiting of this banknote is implemented in all aspects. Materials, inks, watermarks, and colors are definitely technologies that have not been mastered in this era. If it were not for the golden finger, Liu Jin would not have been able to successfully create such an exquisite product. The banknote came out.
"With such a bank note, our business processing will be much simpler. When someone comes to our bank to withdraw money, we only need to give them money according to the amount of the bank note. It is simple and trouble-free. Even if it is opened all over the Ming Dynasty, there will be no problem at all. The problem."
Xu Guangzuo thought for a while and immediately discovered the benefits of this kind of banknote, because this kind of banknote does not rely on secret deposits and endorsements to prevent counterfeiting. It has universal versatility, so it is more liquid and can be easily transported throughout the Ming Dynasty. Conduct business.
And when Liu Jin issued these banknotes, he very wisely chose small denominations, and did not always issue denominations of hundreds, thousands or even tens of thousands.
This means that these banknotes can gradually become common among ordinary people and gradually become the currency used by everyone every day. This is incredible. It means that as long as they are printed, it is silver. Of course, if it is the same as Comrade Lao Zhu , if the printing is crazy and bad, it will eventually become a piece of paper.
"That's what I think, so I developed this brand-new bank note. Our First Bank of Ming Dynasty will definitely cover every corner of Ming Dynasty in the future. It will definitely not work without a simple and convenient bank note. The traditional It is difficult for banknotes to meet this demand, so a new type of banknote must be developed."
¡°Our bank is convenient for work and easy for everyone to use, and it has strong liquidity.¡±
Liu Jin smiled, this game of chess was a big one, and the ultimate goal was naturally to make these bank notes invisible and become the currency of the Ming Dynasty, and to hold the right to issue currency in his own hands.
Although it is called a banknote, if it slowly circulates, the monetary power will be in the hands of the First Bank of the Ming Dynasty. At that time, it will not be so easy for the court to take back this thing, because the Ming Dynasty's first bank The major shareholders of a bank are the emperor and the Xungui Group, the generals of the dynasty.
It is simply impossible to make them spit out the fat in their mouths, unless they meet a fool as the emperor.
¡°I¡¯ll show you something more.¡±
Then Liu Jin took out round pieces of silver shiny things from the box next to him.
"What is this?"
Xu Guangzuo looked at the round thing in his hand, and he immediately saw that it was made of silver. It was shiny and silver. He could tell at a glance, but this was the first time he had seen silver made into this shape.
And there are very beautiful pictures engraved on the front and back of it. The front is printed with the jade seal pattern of the Qianqing Palace that is about to be built. Well, this is Liu Jin's advance propaganda, and it also symbolizes the highest power center of the Ming Dynasty.
At the same time, the words issued by the First Bank of the Ming Dynasty, one yuan, and the 12th year of Hongzhi were engraved on it. Then there was the reverse side. The reverse side was also engraved with a very beautiful picture. The picture was the head of Emperor Hongzhi, and it also said the 12th year of Hongzhi in the Ming Dynasty. Year, one yuan, the first bank of Ming Dynasty, etc.
"Why is the silver shaped like this?"
Zhu Houzhao looked at the silver dollar in his hand carefully, thought for a while and asked.
"The silver we use in the market now comes in all kinds, including official silver cast by the imperial court, private silver cast by private individuals, and bits and pieces of broken silver. There are all kinds of silver, and the silver content in the silver also varies. They are not all the same, some have high silver content and some have low silver content, which is very detrimental to our bank¡¯s daily business in the future.¡±
"So we must cast a unified silver dollar to facilitate market circulation and also facilitate the development of our banking business."
"The reason why it is cast in this shape is because without certain skills, it is simply impossible to make such a beautiful silver dollar."
Liu Jin thought for a while and said, he traveled to the Ming Dynasty and felt that the biggest headache in this era was the conversion of currency. Various currencies and copper coins were divided into countless types.
There are copper coins cast in the previous dynasty, copper coins cast in the current dynasty, and copper coins cast privately. There are all kinds of copper coins, and the copper content is also very different. Therefore, when using copper coins, everyone should pay attention to what kind of copper coins they are. If it is a copper coin that contains too little copper, no one is willing to accept it.
As for this silver, its value is greater, so there are more various kinds of silver, miscellaneous, various, and very confusing.Every time multiple industries conduct financial reporting, it is a arduous task, and Liu Jin sometimes has trouble finding out the bugs in his industries.
Since we have to open a bank and get banknotes, we need to get silver coins accordingly. The production of silver coins is relatively simple. The most important thing is to rely on a pressing machine to directly press the silver coins.
Of course, although this technology is very simple, it is still an advanced technology for this era. Even the officially manufactured silver ingots of this era have extremely poor quality.
Anyone who has seen silver ingots knows that silver ingots are definitely not as beautiful and shiny as those shown on TV.
The real silver ingot is actually not smooth, and there are even many pores at the bottom. In the final analysis, the ancient casting technology is not up to par. This is why cannon casting is a technical job, because ancient technology was limited. Under this condition, it is difficult to produce castings without bubbles.
The silver coins made by Liu Jin are different. The technology used is the technology that Liu Jin exchanged from Gold Finger. The silver coins cast do not have any bubbles, the patterns are very exquisite, and the silver content in the silver coins is very high. It's very high and has a crisp sound when you blow it lightly.
"Hoo~"
Liu Jin picked up a silver dollar and put it on his finger, blew it gently, and then put it to his ear. When he heard a crisp sound, he nodded with satisfaction.
Zhu Houzhao and Xu Guangzuo also imitated Liu Jin. They blew lightly and heard a crisp sound.
"How much silver does this silver dollar contain?"
Xu Guangzuo¡¯s eyes lit up, and he knew the silver content was quite high just by hearing this voice.
"Silver is eighty-nine, copper is one-tenth, and the weight is exactly one tael."
Liu Jin replied, meaning that silver accounts for 89% and copper accounts for 11%. This ratio is also cast with reference to the later Yuan Datou.
"How much silver does it contain?"
"Aren't we going to lose money?"
When Zhu Houzhao heard this, he thought about it and said.
Silver was minted in this era, even official silver, and the purity was generally between 70% and 90%. This involved fire consumption. Officials and military generals in the following provinces were corrupt, so the general content was only about 80%. , a few are even only 70%.
The silver dollar cast by Liu Jin has a silver content of 89%. Very, very few can reach this level. Only a handful of official silver coins cast by officials can reach this level.
As for some privately cast ingots, the silver content is even lower, so it is more troublesome for people to collect money when doing business. They need to confirm the fineness, weight, etc. of the silver, and then the conversion unit is not decimal. It is difficult for people without certain numeracy skills to calculate these numbers clearly.
"After all, we open the First Bank of the Ming Dynasty, so the silver coins we cast must naturally look good. Otherwise, people will not accept our silver coins, and we may suffer some losses in this regard. But as long as everyone can slowly accept it, in the long run, He said, we are definitely going to make a lot of money and make a lot of money."
Liu Jin thought for a while and nodded and said, this is the trouble with metal currency. For example, this silver dollar weighs one or two silver dollars. It is originally intact, but some people will use a knife to cut off some from the bottom. As long as the silver dollar is enough. If it is more, it can accumulate less and make more, and dig out some silver. As for the silver coins that have been shaved off, it will not affect its use.
This problem has occurred in silver and gold coins minted by various countries in the world in later generations. This is also a problem that cannot be solved. This problem can only be solved after paper money becomes legal tender and metal currency withdraws from the stage of history.
This is why Liu Jin wanted to get the silver notes, because the silver notes are not afraid of you cutting them, and they are not afraid of you cutting them. They are all paper anyway, and it does not matter if the damage is too serious, but silver coins and gold coins are different, they are cut off. A little bit less, and the value changes.
Nowadays, it is just a simple and easy-to-use silver coin that is minted to facilitate the development of banking business. Without a unified silver coin, it would be too difficult to distinguish the quality and weigh every time a piece of silver is collected. Trouble.
"With these banknotes and silver dollars, I am no longer worried about the bank. What I am worried about now is whether our business can be launched."
"Will someone really deposit money into our bank?"
"Will everyone be willing to accept our banknotes and silver dollars?"
Xu Guangzuo looked at the silver note carefully, then looked at the silver dollar, and after thinking about it, he said worriedly, to be honest, if he had the money, he would definitely not give it to others. After all, it would not be safe at all. Money is safer in your own pocket.
"Yeah, I'm also thinking, Lao Liu, how are you going to start our business so that everyone can quickly accept our existence."
Zhu Houzhao thought for a while and nodded. Although Liu Jin spent a lot of thought and effort on banknotes and silver coins, it is definitely not an easy thing to let others deposit money into your bank. As for loans, , This is not urgent. There are many people who need money. As long as the wind is released, there will definitely be a lot of people coming to lend money.
"Hey, the mountain man has his own clever plan. Just wait and see. I will keep it safe so that everyone can accept our banknotes and silver dollars soon."
Liu Jin said very mysteriously and confidently. (Remember the website address: www.hlnovel.com)p; "Yeah, I'm also thinking, Lao Liu, how are you going to start our business so that everyone can quickly accept our existence."
Zhu Houzhao thought for a while and nodded. Although Liu Jin spent a lot of thought and effort on banknotes and silver coins, it is definitely not an easy thing to let others deposit money into your bank. As for loans, , This is not urgent. There are many people who need money. As long as the wind is released, there will definitely be a lot of people coming to lend money.
"Hey, the mountain man has his own clever plan. Just wait and see. I will keep it safe so that everyone can accept our banknotes and silver dollars soon."
Liu Jin said very mysteriously and confidently. (Remember the website address: www.hlnovel.com - Didn't finish reading? Add this book to your favoritesI'm a member and bookmarked this chapterCopy the address of this book and recommend it to your friends for pointsChapter error? Click here to report
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