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Chapter 188 Deep love between mother and daughter

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    Yu Fengzhi, on behalf of Zhang Hanqing, proposed to hoard a large amount of instant noodles first, and then have a market impact at a certain point in time, using rapid and violent means to bombard the nerves of all parties, so that the people would remember this new thing in a short period of time, and try their best to  The practice of delaying latecomers to enter this field as much as possible captures the essence of marketing.  In this field with relatively poor technical content, it is better to give latecomers as little opportunity as possible to "fair competition" in order to have business opportunities.  The Yu family has created the reputation of being the richest man in Fengtian, and they still have this knowledge.

    According to Yu Fengzhi¡¯s idea, instant noodles are indeed a good business that can make money.  According to the "market impact" theory mentioned by Zhang Hanqing, there is a good chance that this product will skyrocket. More importantly, as long as it enters the sales situation, the funds will be withdrawn very quickly.

    Instant noodles are a sunrise industry that can spawn many other related industries. The Yu family can start from the source to prepare for the construction of flour processing plants, feed processing plants, etc., which can not only provide the pilot process for the instant noodle industry, but also take the opportunity to attract social business, without delay; as for  Zhang Hanqing promised that the breeding plant built under the Guard Brigade would give priority to the products of the feed processing plant, because the meat would rot in the pot anyway.

    ??????????????????? In order to ensure sales, at least in Fengtian, there will be no approval for the start-up of a second instant noodle manufacturer and the possible entry of foreign instant noodles, that is, a five-year market access system to ensure monopoly profits.  Everyone knows who is standing behind Zhang Hanqing, and they absolutely believe that he can do it.

    Although the investment in instant noodles is already considerable, it is not something to be afraid of in the eyes of Yu¡¯s family.  They are all good people in business. There is no need to waste much time to verify whether the instant noodle business is feasible. Just based on the eldest lady's vision and the face of Uncle Zhang, the risk is worth taking.

    If we talk about this, I believe it must be a happy scene.  However, the experienced Mrs. Yu keenly discovered that her daughter, who had always been decisive, was hesitant to speak, and Zhang Hanqing, as the newlywed son-in-law, was also a little uneasy.  This discovery shocked her. The two got married less than a month ago, and it was a good time for them to get married. What was going on?

    She used the excuse that her daughter and son-in-law were coming from afar, and asked them to have a good rest and give them some time to talk about their daily lives.  This very humane suggestion made everyone quickly realize that the mother and daughter had something to say.  Nowadays, many business operations have come to the parents' home, re-creating a happy and leisure atmosphere.

    After dinner, Yu Fengzhi quietly pulled his mother into the room and talked about Zhang Hanqing's plan.

    "What! Invest one million?" This was Mrs. Yu's first reaction, and she was shocked.  But soon, she shook her head decisively and said, "Girl, I don't agree with this idea!" Thinking that her daughter had come all the way, she felt that the tone was too direct, so she said euphemistically: "Our Yu family has never set foot in this bank.  The emphasis in business is to be experienced rather than raw, let alone something like this that could lead to bankruptcy? The family business your father left behind cannot be destroyed in my hands! This kid Han Qing is good at everything, but he is too young and acts impulsively.  . You are a serious adulterer from your father, why are you following his nonsense?"

    I knew it wouldn¡¯t go so smoothly.

    Yu Fengzhi knew that Zhang Hanqing was extremely short of money and also knew about her husband's ambitions. This was the first time that her husband had entrusted her with something, and she didn't want to disappoint him.  Logically speaking, she understands her mother's concerns: It took two generations to become the richest man in Fengtian. A good bank would be the icing on the cake, but the risk of bankruptcy is simply not worth taking.

    You must know that the banking industry is different from other industries: since modern times, most companies have existed in the form of limited companies, so even if they lose, it is still the amount invested.  However, banks mainly make a living by absorbing deposits and lending money, which can often lead to a leverage of ten times or a hundred times. Once the loan cannot be recovered, the sponsor will have to jointly and severally compensate the depositor for the loss caused, and the liability is almost unlimited.  The assets of the Yu family are no less than one million, but as the founder, if poor management results in bad debts, the family will not be able to fill the bottom line!

    But thinking of Zhang Hanqing¡¯s disappointment, Yu Fengzhi felt that she needed to work harder.  She took Mrs. Yu's hand and said, "Mother, I understand your worries. Of course I won't push our family into a pit of fire, right?" (Old Mrs. Yu: "That being said of course that's the truth")

    "Now my father-in-law is engaged in industry and arsenal in Fengtian, and Han Qing is raising an army, and they are all in urgent need of money. I discussed the preparation of the bank with Han Qing first (she had no choice but to take over everything, I think  In the mother's mind, her decision is more reliable than that of her husband who is much younger in her eyes), and only banks can afford such large expenses.

    "If it hadn't been for the investment in coal and iron enterprises and arsenals that occupied most of my father-in-law's funds, I wouldn't have come to you to discuss the establishment of a bank. He can do it himself at home."Come.  Han Qing was also very opposed to me coming here to raise money. He was afraid of losing face. He came because I told him that we were all members of the same family and that such a big matter could be discussed with my mother-in-law's family.  .

    "What Han Qing did was serious, and I think he did the right thing.  He could have spent his life drinking and gambling like other officials' children, but he only trained troops and built industry, and wanted to increase his strength. This is what men do, and I can only support him.  Preparing to establish a bank seems risky, but if it is successful, it will bring a steady stream of help to the Zhang family and enable the Yu family to reach greater heights.  Even if we don't do it well, our father-in-law's influence won't cause us much loss.

    There is still the Feng family, the enemy of my father-in-law, in Fengtian. My father-in-law and Han Qing are working so hard to defeat him.  Now that our family is married to the Zhang family, we are both prosperous and devastated. We can't separate ourselves even if we want to.  "

    Mrs. Yu was silent for a long time after hearing this. It was really hard to make a decision.  If you win, you will have a bright future, if you lose, you will have nothing. Anyone will consider this carefully, right?  However, Mrs. Yu had experienced the big waves after all. At the last moment of her thoughts, she already had an idea. She took Yu Fengzhi's hand with a smile and said, "I will discuss this matter with your uncle and the others carefully. It's not  The decision has to be made in an instant. Today we and I will have sex first¡ª¡ªHow has Han Qing been treating you these days since you got married?"

    Yu Fengzhi also knows that such a big matter cannot be rushed, but it is not a good look when facing Zhang Hanqing at night, although he will definitely not say anything.  This lovely, respectable and amiable woman has completely empathized with her husband's emotions.  How to make him happy?  He kept clamoring to change positions, but he was always shy and refused to do so, so why not just obey him tonight?  In the blink of an eye, her mother suddenly asked something, but she got it wrong and couldn't help but blush and said, "Yeah."

    They are all people who have been here before. Mrs. Yu felt relieved when she saw her daughter's sweet and shy look.  She then asked Zhang Zuolin how he treated her and how his stepmothers treated him. Knowing that the Zhang family came from a family of officials, he was afraid that his daughter would be bullied while living with them.

    Yu Fengzhi was not surprised by this. She said with gratitude: "As for the father-in-law, he is very good to his daughter. It can be seen that the relationship between him and his father is real. From the day he married into the Zhang family, he gave instructions  My fifth mother taught me to familiarize myself with the affairs of the Zhang family, and said that I would take charge of them after a while. To be honest with my mother, my father-in-law has transferred the shares of two big foreign-style buildings in Fengtian to my name.

    ¡°The mothers are also good-tempered, and they all teach their younger brothers to listen to Han Qing¡¯s words and respect me very much.  So the more this happens, the more I feel that I have to run the house well, and I have to let my father-in-law and Han Qing work with peace of mind and not worry about money.  "

    Seeing that her daughter brought the topic to the bank again, Mrs. Yu smiled and pointed at her head and said: "It's true that girls are outward-looking. When people raise a daughter, they have something to rely on when they grow old. You are taking away all the mother's coffin books to supplement the money."  Mother-in-law¡¯s family! This matter is a big deal, and our Yu family also needs to have a good talk with several shareholders. We alone can¡¯t come up with so much money! "

    Yu Fengzhi was surprised and happy: "Mom, are you agreeing?"

    Mrs. Yu sighed and said, "What should I do if I don't agree? As you said, our Yu family and Zhang family are connected by bones and tendons. Although my mother is not very literate, she also knows that if the Zhang family loses, our Yu family will lose."  There will definitely be no good outcome. Besides, Mom doesn¡¯t want to make things difficult for you¡ªhe was the one who came up with today¡¯s idea, right?¡±

    Yu Fengzhi wanted to deny it, but Mrs. Yu smiled and said: "Girl, you were raised by me. My dear daughter, Mo Ruomu, I know your character very well. You will not do such a risky thing as building a bank."  , only Han Qing can do it¡ª¡ªhe is a proud and arrogant person at first glance. He has the temper of a young man and will not give up until he achieves his goal. If he wants you to live comfortably in the Zhang family, you can only do something.  Everything depends on him. Money is an external thing, as long as you can live a happy life, these are not problems, and the worst is to start all over again. Back then, your father traveled across the ocean from Shandong to Guandong alone, wasn't he also penniless!  "

    Because of his mother's generosity and love, Yu Fengzhi had thousands of words to say, but he didn't know where to start.  She could only nestle in her mother's arms, and said with tears, "The Yu family is what it is today, and it is inseparable from the support of all the uncles and uncles. The establishment of a bank is a big thing, so my mother tentatively proposed it first to see the reaction. If  No, don't force them to express their opinions. After all, it's human nature for them to have ideas. If only our family is willing, let's see if we can raise half a million. With this money to start, other father-in-laws will always  We need to take the lead in making up for it. But don¡¯t worry, mom, as long as my father-in-law is still the governor and military governor of Fengtian, the money our family invested will eventually be earned back!"

    Mrs. Yu nodded: "Of course I believe you, have you really decided to do this?"

    Yu Fengzhi also nodded: "Well, marry a chicken, follow a chicken, marry a dog, follow a dog. From the moment I entered the Zhang family, I decided that I must be a good wife of the Zhang family and a good wife of Han Qing. With their family  I have political blessing and my family's business talent. It would be a pity not to take advantage of such good conditions to build a good future for our family. This risk is worth taking and must be taken! However, I would like to advise all uncles and uncles.  It takes a lot of effort to join." (Remember the website address: www.hlnovel.com)With political blessing and the family's talent for business, it would be a pity not to take advantage of such good conditions to build a good future for our two families. This risk is worth taking and must be taken!  But it takes a lot of effort to persuade your uncles and uncles to join.  "(Remember the website address: www.hlnovel.com
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