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Chapter 403 Loan application approved

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    ¡°My initial idea for our village in the future is to build a tourist attraction to drive the economic development of the village, and then link up with the surrounding areas to develop together. By then, it will not only have basic facilities such as hospitals and schools.

    Without destroying the natural scenery, there will be other facilities and even high-rise buildings.

    ¡°And the river in our village is connected to the canal and the seaport. If it can be completely dredged, then our village can also become a very important freight terminal.  "

    Ye Qiu expressed his thoughts and sketched out a huge blueprint.

    This blueprint can be said to be so huge that even Xu Xiuying found it a bit unbelievable and shocked.

    But if you think about it carefully, it is indeed possible.

    The upper reaches of the Chu River are connected to the Grand Canal, while the lower reaches bypass Linhai City and rush directly into the sea. It would be very convenient if you can take a boat.

    And the entire river is in the mountains, so it is difficult to find a location that is as suitable as a dock like Yushan Village.

    The most important thing is that Linhai City has the largest seaport in the country, and the transportation from Linhai City to the inland is relatively difficult. If it is really opened, the river will be very lively.

    "But, if it goes according to your ideas"

    Xu Xiuying made a calculation and was immediately startled. She looked at Ye Qiu: "If it is built according to your idea, the entire village cannot be built with an investment of millions or tens of millions, even if it is an investment of more than one billion,  They all seem to be stretched thin, at least several billion."

    Ye Qiu¡¯s face was calm and he nodded: ¡°Yes, that¡¯s right.¡±

    In my heart, I cursed, "I, Cao, I just talked casually out of desperation, but I never thought about how much it would cost."

    "When Xu Xiuying said this, I felt like a big boss was lying in my heart. I really wanted to slap my own mouth, tell you to show off your words, and tell you to show off.

    Xu Xiuying was excited by the blueprint drawn by Ye Qiu.

    If this project can really be established, Ye Qiu will definitely be a well-deserved hero, and even the Xu family will have to pay attention to it.

    When the time comes, even she and Ye Qiu

    Thinking of this, Xu Xiuying felt a little excited and her face turned red. After a while, she calmed down and nodded: "Ye Qiu, your idea is very good. I support you. Although our village is still in  We are moving forward on the road to prosperity, but I think that under your leadership, we will be able to achieve this goal!"

    Xu Xiuying encouraged.

    Ye Qiu felt bitter in his heart. It was no joke to turn a village into an economic giant, nor could it be effective just by throwing away billions. It required a complete economic ecology at the top and bottom.

    But the words have already been let out, even if you bite the bullet, you can only do it.

    Who asked his own Secretary Xu to speak?

    Ye Qiuqian smiled and said: "Well, I also hope that Secretary Xu will give me more help. There are some things in the village that need you to be responsible for."

    "no problem."

    Xu Xiuying waved her little hand and said proudly.

    After talking about some more topics about village development, Ye Qiu left first.

    After leaving the office, Ye Qiu's face immediately fell. Making money is not the most difficult thing. The most difficult thing is to build a complete economic ecosystem that can make the village run on its own. Only in this way can we achieve the blueprint he mentioned.  .

    But this blueprint cannot be solved by a group of mountain villagers. It also requires a variety of talents and requires the introduction of a large number of talents and labor force.

    But what kind of people come to Yushan Village?

    "Step by step."

    Ye Qiu thought for a while, but gave up on the idea of ??reaching the sky in one move, and prepared to think carefully about the next move.

    At this moment, his cell phone suddenly rang. He took it out and saw that it was an unfamiliar number.

    Ye Qiu picked up the answer and asked: "Hello, who is this?"

    A deep, middle-aged man¡¯s voice came from the opposite side, which was quite magnetic: ¡°Is this Mr. Ye? I am Huang Bingkun, the president of Tianguang Agricultural Bank.¡±

    Ye Qiu's heart moved: "Oh, Mr. Huang, what can I ask you?"

    Huang Bingkun smiled and said: "Mr. Ye, your loan application has been approved. Can you please handle the remaining procedures?"

    "So fast?" Ye Qiu said in surprise. He knew that the bank took a long time to examine a project, but he didn't expect it to be approved so quickly.

      "Yes, but there may be some slight changes in the number." Huang Bingkun said.

    Ye Qiu's heart moved. The loan amount he originally wanted was 30 million yuan. Could it be reduced?

    Of course, it doesn¡¯t matter if you reduce it a little.

    Ye Qiu asked: "Okay, but I would like to ask how much is the maximum loan your bank can give me?"

    Huang Bingkun said: "Mr. Ye, after discussion by our board of directors, we feel that your company's development prospects are quite good, so we have given another plan, which is a 60 million loan with a term of 5 years and an interest rate of 4.5%!"

    Ye Qiu was a little surprised when he heard this.

    Unexpectedly, the loan amount doubled, and the term was still five years. The final interest rate was only 4.5%!

    Nowadays, the annual interest rate of a well-known domestic financial software has reached more than 4%. If a bank lends, it will be at least 5% or 6%.

    Ye Qiu said: "That's okay, thank you for your support."

    Huang Bingkun was quite calm when he heard Ye Qiu's voice. He was a little surprised in his heart. If ordinary people heard this number, they would be shocked. He didn't expect Ye Qiu's mentality to be so good.

    "Okay, please, Mr. Ye, please come over and go through the formalities when you have time." Huang Bingkun said.

    "Okay, I'll come over today."

    Ye Qiu said something, then hung up the phone, and then drove the van to the city.

    When I arrived at the Agricultural Bank of China, I asked the lobby manager and was ushered into the VIP room.

    A few minutes later, Huang Bingkun came to the VIP room with several documents.

    "Mr. Ye." Huang Bingkun said with a smile and stretched out his hand.

    "Hello, Mr. Huang."

    Ye Qiu shook hands with Huang Bingkun, and the two of them sat down.

    The lobby manager gave the two of them a cup of tea each, and then left. Only Ye Qiu and Huang Bingkun were left in the VIP room.

    Huang Bingkun smiled and said: "Mr. Ye, please have some tea and let's talk slowly."

    Ye Qiu took a sip of tea and then said straight to the point: "President Huang, I'm very interested in why your bank suddenly temporarily increased my loan limit?"

    Huang Bingkun smiled: "Mr. Ye is right to have such doubts, so I will explain it carefully.

    Our bank¡¯s inspection of your company is, first of all, its operating conditions. Mr. Ye¡¯s company¡¯s operating conditions are quite good, and our bank is very clear about this.

    The second point is your company's ability to deal with risks. On this point, our bank has actually had great differences. However, what happened in the past few days has made our bank a lot better informed about your company's ability to fight risks.  Big awareness.  "(Remember the website address: www.hlnovel.com
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