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"I really don't want my life"
Seeing Qiu Shuang walking into the bank, Wang Side sighed with a sad face.
"This is to take advantage of the profits of the garment factory"
In desperation, Wang Side sighed and thought to himself.
He naturally knew that Qiu Shuang still had good profits at the clothing factory. In fact, this profit was much less than people thought.
After all, prices in this era are not high. Private customization of Chenxi's more expensive clothes only costs two to three hundred yuan, and ordinary clothes only cost about one hundred yuan. The price is already very expensive in this era, and the profit is also very high, but people don't have much money in their pockets, and the output is limited after all. In addition, the cost of the factory is also high, and the annual profit is only about 100,000 yuan.
This is what is called a big family and a big business. It looks great, but in fact the income is not as high as imagined.
Of course, these all correspond to the times. One hundred thousand yuan is still a huge sum of money now. A house in Beijing now only costs 20,000 to 30,000 yuan.
However, if a garment factory wants to develop, it naturally needs a certain amount of investment, and it is impossible to take away all the money.
Wang Side was worried that Qiu Shuang was trying to drain the pot. If the hot pot restaurant was not ready, he would bring the clothing factory with him.
"Director Luo"
Wang Side wanted to try harder to see if he could persuade Qiu Shuang. Over there, Qiu Shuang had already walked into the bank office director and greeted him.
"Ruined."
Things have come to this point. Wang Side sighed in his heart and followed Qiu Shuang into the director's office.
"Hello, Director Qiu!"
When Director Luo saw Qiu Shuang come in, he immediately stood up with a smile on his face and said hello to Qiu Shuang.
"Hello, Director Luo!"
Qiu Shuang shook hands with the other party politely.
"Director Qiu,"
Director Luo sat down slowly and asked with some surprise: "When we talked on the phone last time, did you mean to apply for a loan?"
"Yes."
Qiu Shuang nodded and said.
I have spoken to the bank before and expressed my willingness to apply for a loan.
"I want to thank you for what happened last time," Qiu Shuang first expressed her gratitude to the other party. "It was thanks to your help that the loan was approved so quickly last time."
"We help each other!"
Director Luo shook his head quickly.
The bank also has loan tasks. Qiu Shuang's loan of so much money can be regarded as helping them complete the task, and Qiu Shuang can be regarded as their big customer.
"You are too polite."
Qiu Shuang smiled and nodded.
"As far as I know," Director Luo said doubtfully, "your Chenxi Garment Factory is running very well, so it shouldn't be short of funds."
"Except for Chenxi Garment Factory,"
Director Luo continued: "Your Chenxi Hot Pot is now also a star enterprise in the capital"
He looked at Qiu Shuang with strange eyes.
Anyone would probably have this idea.
"My hot pot restaurant wants to expand its operations," Qiu Shuang said frankly: "The funding gap is still relatively large, and I will trouble you again this time."
¡°Chenxi Hot Pot is going to expand its operations!¡±
Director Luo said with admiration: "Congratulations!"
"Thanks!"
Qiu Shuang smiled and thanked.
"How much will the loan cost this time?"
Director Luo asked with concern.
Just as he said, banks have loan tasks. Qiu Shuang comes here to lend money, which is equivalent to supporting his work. How could he not support it.
In addition, Qiu Shuang's business is running very well, and they are definitely high-quality customers. Such customers will only be too few, never too many.
"About one million."
Qiu Shuang said calmly.
? ? ? ? ? ? ? ? ? ? ?
When Qiu Shuang was talking, Director Luo just picked up the tea cup to drink water. When he heard this number, he squirted out a mouthful of water.
"I'm sorryI'm sorry"
After spraying tea all over the table, he quickly got up and wiped it, apologizing repeatedly.
"It doesn't matter."
The two of them were separated from each other by the desk, and the tea could not be sprayed on Qiu Shuang, so Qiu Shuang stood up and helped wipe it.
? ??No needno needI can just do it myself"
Director Luo said repeatedly.
"Director Qiu, are you serious?"
After clearing the table, Director Luo still didn't believe it.
¡°I am very certified.¡±
Qiu Shuang expressed his stance to the other party.
"one million!"
Director Luo muttered, even a bank worker couldn't help but gasp when talking about such a big number.
"Is such that,"
There was a look of embarrassment on his face, "With your reputation, I can still make the decision for a loan of two to three hundred thousand, but a one million loan is really beyond my authority. Only the president is qualified to approve it, and ¡¡±
Director Luo paused for a moment, "Even if the president has this intention, the materials you need to prepare must be very sufficient to prove that you are able to repay the loan"
"I have all the materials ready!"
What Director Luo didn't expect was that Qiu Shuang actually took out a document bag from his backpack and handed it to Director Luo with a smile, "I would like your help to apply to the president."
"Xiaoqiu, how do you know to prepare these?"
Wang Side looked at Qiu Shuang in surprise. He didn't expect Qiu Shuang to have thought so carefully.
By this point, Wang Side also understood that Qiu Shuang had made up her mind, and there was definitely no way he could convince her.
"Let me see¡¡"
Director Luo is a professional after all, and quickly read through the materials Qiu Shuang brought over.
"He is truly a master of business management"
After reading the materials given by Qiu Shuang, Director Luo said with emotion: "The profits of Chenxi Clothing and Hot Pot are so high. If this is the case, there may not be a chance of loaning it out."
¡°Then thank you for the hard work.¡±
Qiu Shuang smiled and thanked.
With the assets of the two companies and their profitability, although a loan of one million is a bit reluctant, it is not impossible.
¡°I¡¯m going to the president now,¡± Director Luo picked up Qiu Shuang¡¯s materials, ¡°Wait for me here.¡±
"Xiaoqiu, you are so courageous!"
Seeing Director Luo walking out, Wang Side couldn't help but sigh.
"I have confidence in you."
Qiu Shuang smiled and patted Wang Side on the shoulder.
"I don't even have confidence in myself," Wang Side shook his head and said, "Where do you have so much confidence?"
"Believe in yourself."
Qiu Shuang laughed.
The two of them chatted and waited for Director Luo to come back.
"Director Qiu," Director Luo trotted over about twenty minutes later, "We, President Feng, want to see you."
"The president wants to see me?"
Qiu Shuang was stunned for a moment.
If you want to borrow one million, you can be considered a big customer of the bank, but not to the point where the president wants to see you.
After all, it is still mainly state-owned. A private enterprise loan is more than one million, but the loan limit of a large state-owned enterprise is higher, and I am not to the extent that I have to meet the president of the head office in person.
"It should be a good thing."
Seeing that Qiu Shuang was a little confused, Director Luo whispered. (Remember the website address: www.hlnovel.com - Didn't finish reading? Add this book to your favoritesI'm a member and bookmarked this chapterCopy the address of this book and recommend it to your friends for pointsChapter error? Click here to report
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