Du Litian said: "Attorney for the plaintiff, do you have anything to add?"
Lin Ziyao thought for a while and said, "Nothing to add."
Du Litian said: "I asked the plaintiff's lawyer a question. The defendant, Chen Hua, has committed a breach of contract by refusing to fulfill his repayment obligations. According to the evidentiary materials submitted by the plaintiff, the defendant has already breached the contract for five credit card repayment cycles. You have also issued reminders. Under such circumstances, why did the plaintiff still fail to stop the defendant¡¯s credit card in time, causing the late fee and liquidated damages to continue to rise, and the losses of the plaintiff and the defendant to continue to expand?¡±
Lin Ziyao thought for a while and said: "Late payment fines and liquidated damages belong to the punitive agreement set up by the card issuer to the cardholder to urge the cardholder to repay the loan on time, and the plaintiff Bank b, as a commercial bank, has always served customers As the first purpose, the reason why the defendant Chen Hua's credit card was not suspended is to facilitate the use of cardholders."
Du Litian did not refute Lin Ziyao's words.
Lin Ziyao knew the subtext of Du Litian asking this question. In some judicial cases, it was believed that the late fee and liquidated damages belong to the punitive agreement established by the card issuer to the cardholder to urge the cardholder to repay the loan on time, but the agreement It does not exempt the issuing bank from the obligation to take the initiative to stop losses. If Du Litian also holds this view, then the liquidated damages and late payment fees proposed by the bank will not be fully supported, and may only support three of them.
This is the judge's discretion.
Du Litian asked the two jurors if they had anything to ask, and both jurors said no.
Du Litian said: "Chen Hua's case will end here. The court will be adjourned for 15 minutes, and we will continue to try the remaining cases."
Lin Ziyao lowered his head to sort out the case, and appeared in front of her alone.
Lin Ziyao thought it was a judge or a staff member of the court, and when he looked up, he was really surprised. It turned out to be Fang Yan, his first boyfriend.
Fang Yan is tall and straight, with a handsome appearance, with a slight smile on his face, and his gentle eyes fell on Lin Ziyao.
"Why are you here?" Lin Ziyao asked in surprise.
Fang Yan said with a smile: "I have been here for a long time, and I have been sitting in that corner admiring the demeanor of Barrister Lin!" Fang Yan pointed to the most hidden corner of the courtroom. What's more, Lin Ziyao was so engrossed in the case that it was even more impossible to find a person entering the huge courtroom.
Lin Ziyao was embarrassed, and then asked inexplicably: "Why did you come to Huaihai suddenly, and why did you come to attend the trial?"
Lin Ziyao asked Fang Yan with staring eyes, and Fang Yan felt that Lin Ziyao's demeanor now was not different from that of ten years ago.
Fang Yan explained with a smile: "I have come to work in Bank B, the department manager of the risk control line. The cases you represent today are all in charge of our department."
Lin Ziyao was surprised that a pigeon egg could be stuffed in his mouth. There is such a coincidence in this world.
Lin Ziyao has long heard that the turnover of personnel in the banking industry is very frequent, but Fang Yan's ability to switch from Huacheng State-owned Bank to the department manager of the risk control line of Huaihai B Bank is a big step forward. It can be seen that Fang Yan's work In ten years, I have accumulated enough industry capabilities and capital for myself.
"Okay, don't say a word when you get promoted, and make a fortune in silence!" Lin Ziyao joked.
Fang Yan looked at Lin Ziyao with a smile, and said, "You never take the initiative to contact me. I send you messages occasionally, but you don't reply. How can I tell you?"
Lin Ziyao It's my fault. Lin Ziyao didn't know how to answer, so he could only smile symbolically. Now Fang Yan can be regarded as her party A! She should have the consciousness of being Party B.
"Would you like to have dinner together after the court session?" Fang Yan asked Lin Ziyao.
"No." Lin Ziyao instinctively refused.
"Do you have something to do?" Fang Yan asked, he didn't expect Lin Ziyao to refuse so simply, to be honest, he was a little hurt.
In fact, Lin Ziyao is fine, but he doesn't really want to eat with Fang Yan, and Lin Ziyao feels a little embarrassed to eat with Fang Yan alone.
"Well, I have already made an appointment with someone else." Lin Ziyao said.
Disappointment flashed across Fang Yan's face, and he said: "It's really a coincidence, let's try another day."
"Okay." Lin Ziyao said.
"Then I'll go first, and I won't listen to the next trial. I believe in your strength." Fang Yan praised sincerely.
Just now he listened to the trial process, and Lin Ziyao in court made him feel both familiar and strange.
So confident, so heroic, so eloquent, just like on TV.? Like Legally Blonde.
"I saw that the name of the lawyer in charge reported by the staff is you, so I came to take a look. After all, I have never seen you in court." Fang Yan said.
Lin Ziyao smiled and said, "Is Party A's father satisfied with my performance?"
Fang Yan chuckled, Lin Ziyao was joking with him.
"How can I understand your laws and regulations? It's just a layman listening to the excitement, but I will praise you in front of the legal manager when I go back. Lawyer Lin is really professional." Fang Yan said.
Fang Yan looked at the time, and the court was about to start again, he said: "I have come to work in Huaihai, I always invite Wu You and Su Wei to come out and get together, when the time comes, I will find a place, the four of us have an appointment .¡±
Back then, Lin Ziyao loved Fang Yan so much that he couldn't help himself. As Lin Ziyao's most important friends in Huaihai, Wu You and Su Wei naturally had friendship with Fang Yan.
When Lin Ziyao first came to Huai University, Fang Yan specially took the green leather train from his school to Huaihai to treat Lin Ziyao¡¯s roommates to dinner. At that time, there was no high-speed rail, so Fang Yan took the train for more than ten hours. , with the "huge sum" he earned as a tutor for two months, came to Huai University in a hurry, just to make face for Lin Ziyao.
That day, Lin Ziyao really felt very happy, and Fang Yan also felt very happy.
Lin Ziyao and Fang Yan were really infatuated with each other back then, but later, it was true that they stopped loving.
"Yes." Lin Ziyao replied vaguely, neither saying yes nor bad.
Du Litian led the collegial panel in, Fang Yan could only bid farewell to Lin Ziyao.
Before leaving the court, Fang Yan looked back at Lin Ziyao, and there seemed to be endless emotions flying through his heart. I don't know if there is a chance to make up for what has passed away.
Perhaps, this encounter was specially arranged by God!
It was already one noon when Lin Ziyao came out of the court, and she could almost use "as if her body had been hollowed out" to describe her current state.
too tired! Why continue life, only iced sweet milk tea!
Xu Feng's WeChat message came as promised: "Honey, have you had lunch yet? I miss you so much."
Lin Ziyao showed a sweet smile, and his heart was filled with happiness and sweetness. (Remember the site URL: www.hlnovel.com