After the diagnosis, on September 15, Ma Yanyan filed a claim with a life insurance company. On September 23, a life insurance company issued a notice of claim settlement decision to Ma Yanyan, affirming that the accident fell within the waiting period agreed in the insurance contract, so it refused to pay the critical illness insurance premium and refunded the cash value of 245.8 yuan.
Xu Lei detailed the cases one by one.
Wu You and Li Yike respectively recorded the key details Xu Lei said, and quickly sorted out the case.
Ma Yanyan signed an insurance contract with a life insurance company on June 1, and the contract became effective on the date of signing the contract. At the same time, the insurance contract stipulated that the waiting period for the contract was 90 days. During the 90-day physical examination period, Ma Yanyan found "limited expansion of the right breast duct, hypoechoic nodule, double breast hyperplasia, and visible bilateral axillary lymph nodes", and she was admitted to the Affiliated Hospital of Huaihai Medical University for treatment based on this complaint. Breast cancer was diagnosed after the 90-day waiting period (i.e. September 6).
The reason why the insurance company refused to pay was that Ma Yanyan found a lesion during the physical examination during the waiting period, and then sought medical treatment and was finally diagnosed.
However, Wu You believes that during the waiting period, Ma Yanyan has not been diagnosed, and the insurance company has no reason to refuse the claim.
"Lawyer Wu, is it possible to win this case?" Ma Yanyan asked angrily.
Ma Yanyan has already started to receive chemotherapy, and her body is very weak. Most of her long black and thick black hair has fallen out, so Ma Yanyan has been wearing a hat all the time.
"I will work hard." Wu You said sincerely.
He also did not dare to assure Ma Yanyan that this case would be won, after all, this case was still controversial.
It is almost impossible to determine the winner or loser of a case without fully grasping the situation, knowing that the other party has evidence, and fully confronting views in court.
If there is a lawyer who guarantees that a case will definitely be won, most of them are bluffing.
Ma Yanyan seemed a little disappointed when Wu You only said, "I will work hard." Maybe her case has no chance of winning.
A sad expression appeared on Ma Yanyan's face.
Xu Lei knew that it was Wu You's usual style not to speak big words. She gently explained to Ma Yanyan, "Lawyer Wu You is very capable and responsible. You can rest assured." Then she said loudly: " Lawyer Wu You handles 30% of the cases in our legal aid center, and more than 90% of these 30% cases are successful.¡±
Xu Lei's words made Ma Yanyan's face tinged with joy again. She should be one of the 90%.
Li Yike was shocked by Xu Lei's words, 30% of the legal aid center's cases were handled by Wu You, which is really a huge and even unbelievable number.
Li Yike thought about it again, Wu You's method of aiding cases, sometimes not only does not charge money, but also often subsidizes travel expenses and office expenses by himself. No wonder Wu You's life has been stretched for so many years.
But Wu You never mentioned it, and never complained about it. Wu You's image in Li Yike's heart was a little higher.
"Ms. Ma, if you trust me, entrust the case to me." Wu You said.
Ma Yanyan didn't have any special feelings for the lawyer she met for the first time. She looked at Xu Lei, as if asking Xu Lei for her opinion.
Xu Lei nodded slightly.
Out of trust in Xu Lei, Ma Yanyan chose to believe in Wu You.
"Then my case will be troublesome to lawyer Wu." Ma Yanyan said.
"Okay! I will do my best!" Wu You said solemnly. (Remember the site URL: www.hlnovel.com