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Chapter 271 Discussing the property market in the water room (1)

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    Lin Ziyao felt refreshed when he went to work the next day.

    As soon as I entered the tea room, I heard several colleagues gather to discuss housing prices.

    Lin Ziyao has always been very interested in buying houses and real estate, so he became an audience with great interest.

    Xia Qing, one of the colleagues, was the speaker.

    A few years ago, the property market in Huaihai fell for 4 consecutive years, and Xia Qing¡¯s income level rose for 3 consecutive years, and there was an obvious trend of continuous rise, one up and one down, Xia Qing calculated that the house price was the highest compared to 4 years ago  The point has dropped by nearly 30%, and this time is a good opportunity to buy the bottom. If you miss this village, you are afraid that there will be no such store, so you make a decisive move, and pour out your savings from working for more than ten years to get a loan in the center of Huaihai.  In 2010, I bought a commercial house of more than 80 square meters.

    Xia Qing has always been single and has no one to help with the mortgage. As soon as his monthly salary arrives, two-thirds of it has to be handed over to the bank. Even though his income level is considered medium, he saves so much that he almost kills himself.  the point.

    Back then, how many people laughed at Xia Qing for not being worth it openly and secretly. Buying a house has always been to buy ups and downs. It is really unwise for Xia Qing to sell when the house price is still falling.  It's miserable.

    Xia Qing has always been convinced that her decision is right, and she has a good mentality. She always believes that buying a house and buying stocks is the same thing. It is impossible to buy at the lowest price or sell at the highest price.  Should act decisively.  What's more, she is a foreigner. If she wants to take root in Huaihai, she must buy a house. She doesn't want to be kicked out of the house by the landlord with a word, dragging her luggage everywhere to find a place to live.

    Of course, Xia Qing was also frightened. Within half a year after she bought the property, the price dropped again. She felt as if she had been slapped several times by the real estate market.  All the way forward with high heels, forming a beautiful "V" shape.

    Xia Qing felt that her life was as if a light boat had passed ten thousand mountains, and she came here as soon as she was flying through the clouds;  Taking advantage of the rising housing prices to rush into the real estate market, it is natural to make a lot of money now; some people think that the rising housing prices are short-lived or the dealers are "luting more", holding the attitude of waiting and seeing, and have been holding  Wait and see, but wait and see, it turns out that the money enough to pay the full amount can only be paid for the down payment, and the money enough for the down payment is only enough to buy a bathroom, so naturally I regret it endlessly.

    At the end of last year, when Xia Qing asked about the market, the market value of her house had doubled. She was overjoyed, thinking that she was an investment expert, and hated that she was not bold enough at the time.  Buying a house, and now I have doubled my income, and I can't help feeling depressed.

    Xia Qing's little assistant praised Xia Qing's investment vision: "Sister Qing is amazing. At the beginning of the year, Sister Qing sold her current house and replaced it with a down payment of a 150-square-meter house in a famous city of the times."

    Times Famous City is a newly opened high-end real estate in the center of Huaihai City. It is said that it is hard to find a house.

    "Wow." There was an exclamation in the tea room.

    A reserved smile appeared on Xia Qing's face, but the smile was full of vanity.

    The little assistant continued: "And the floor and orientation are very good, it's not something you can buy with money."

    Everyone is envious and jealous again.

    The little assistant glanced at Xia Qing quietly, and seeing Xia Qing's smile, she knew that what she said just now pleased the boss.

    "Don't listen to her, it's just a house, improve your living conditions." Xia Qing said reservedly.

    In fact, if the money in Xia Qing's hands is changed to a different location, she can buy a bigger one. If it is changed to a development zone, a single-family villa is also dared to think about it, but Xia Qing only looks at the real estate in the city center. She firmly believes that buying a house is buying a lot  No matter how good the houses outside the second ring road are, they are on par with the houses in the city center.

    "No way, Sister Qing, we all admire your investment vision." A young lawyer said that he also wanted to buy a house, but he couldn't afford it.

    The current housing prices are really too high.

    But Lin Ziyao knew that the current housing price was not too high, and she also wanted to buy a house in Huaihai. Although Xu Feng loved her, a house was a woman's confidence.  Sometimes if I want to run away from home, I have nowhere to go.

    But she has no money, and all the money she earned over the years was used to pay off her debts, and she still owes Su Wei 100,000.  Fortunately, she should be able to pay off the money this year.

    Xia Qing was living a tight life and earned a house, but she was living a tight life, but she paid off the debt for a completely irrelevant person.

    Comparing people to people, it's maddening.

    Chen??Joining the battle situation, she can't see Xia Qing's frivolity.

    "I said Xia Qing, how much loan do you still owe to the bank? When you bought that house a few years ago, your life was so tight that you couldn't even bear to go to a restaurant. Do you remember that year when I went to Hong Kong with you?  Business trips and Christmas are all on sale, a Burberry woolen coat is 50% off, only 12,000, it¡¯s like a free gift, and the few of us who went there bought it, but you are reluctant to buy it.¡±  Chen Hong is deliberately running on Xia Qing.

    Lin Ziyao was speechless. Even now, she was reluctant to spend 12,000 yuan on a woolen coat.

    The consumption level is not at the same level at all.

    Xia Qing couldn't tell that Chen Hong was mocking that she owed a large loan to the bank.

    Xia Qing didn't answer how much loan he still owed, but just smiled and said: "No one buys a house these days without getting a loan, and now I still owe the bank millions, but so what, the money I owe the bank will only  Fewer and fewer, but the house is more and more valuable.  You don't know that the houses in the famous cities of the times have not yet been handed over, but if they are listed, someone will immediately increase the price by 300,000 to collect them.  "

    Someone whispered admiration, what Xia Qing said was true.

    Xia Qing became even more proud. If it wasn't for being an obstacle, she really wanted to stand on the table and deliver her speech.

    Xia Qing said: "Let me tell you, who buys a house with full payment now? Don't stare at the bank's monthly interest rate. It seems that the interest rate is very high now, but the interest rate will not change for 20 or 30 years.  After a few years, the interest will be lower than your income, and everyone¡¯s income will be higher and higher, just like when I bought my first house, at the beginning, I paid 6,000 a month on the loan  , It¡¯s really a lot, but now, 6000, it¡¯s really not too easy.¡±

    Everyone laughed again.

    Xia Qing went on to say: "So, if you want to buy a house now, you need to pay the minimum down payment, and use the bank's money to buy your own house. The salary here has increased, and the value of the house has also increased. You are at both ends.  It¡¯s the most cost-effective way to make money.¡±

    Lin Ziyao agreed with Xia Qing's point of view.  (Remember the site URL: www.hlnovel.com
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