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Chapter 421 Help You Give An Idea (7)

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    Zhu Zicong shook his head and said: "Yes, it is possible, but what if there is any change in the middle? For example, repeating a grade or something, in case he can't keep up with others, it only takes ten years for others to finish junior high school, but he insists on eleven years."  , so what about twelve years? What if he only finished elementary school and stopped junior high school? Do you mean that they must finish school?"

    Xiao Chuchu nodded, and said: "Yes, you must finish junior high school, this is an iron rule! As for those who repeat a grade, I can only say this, this is the responsibility of Taoyuan School! This responsibility is theirs! Of course,  The premise is that the student and parents should try their best to cooperate with the school's work! If the student and the parents try their best, but still fail to achieve, then the school will be responsible for this year's expenses and interest, otherwise, the responsibility is the responsibility of the student or the parent  Responsible, at that time, 1,000 yuan plus interest of 50 yuan per year will be enough. It¡¯s not heavy. As for those who have not finished junior high school and quit, I¡¯m sorry, you still have to pay the due principal and interest! Because of this you  Unilateral reasons are not factors that cannot be countered by manpower!"

    Niu Yifan nodded and said, "I understand and agree with this definition. This is to force these students to at least finish junior high school. It doesn't matter if you study or not. Anyway, the money has already been paid.  , you have to pay it back. This is also good. Everyone, do you have any different opinions?" Yang Ni, Zhu Zicong, and the second young master of the Ma family discussed with each other for a while, and then discussed with the clan members.  The elders discussed for a while, and finally Yang Ni said: "We have no other problems, only one thing, do we have to borrow one thousand?" Xiao Chuchu said: "A student's living expenses are two yuan a day, and sixty yuan a month.  Yuan, one year is six hundred yuan, ten years is six thousand yuan, do you mean to say that one thousand yuan is not enough, and ten thousand yuan is too much?"

    Yang Ni nodded and said, "That's what it means, right? Besides, each family's situation is different. For example, a family with only two children will be more stressed than a family with four children."  The pressure should be less, right? This is one, and the second is that no one knows how much I should be wrong when I first borrowed money? No one wants to borrow too much, but in ten years, who can predict  Now, what kind of changes will happen in ten years? Maybe when he first started borrowing, he thought that borrowing five thousand would be enough, but later he felt that five thousand was too little and had to borrow again. How would the interest be calculated?  Some people borrowed too much at the beginning, for example, borrowed 10,000 yuan, but later the situation improved and they no longer needed so much money. Can they reduce their borrowing? These are very complicated things, don¡¯t  It¡¯s the other villagers, but we all don¡¯t know what to do.¡±

    What he said was all the truth, Xiao Chuchu smiled and said: "So, we just want to study. If we don't study, we are like a blind man with his eyes open. There is a pit ahead. You know it, but you just can't see it.  What can I do about it? But this matter is a very serious matter, so let me tell you in the simplest terms. If you still don¡¯t understand, I will address this issue and then  I'll talk to you in detail. Anyway, it's like this, if you don't make it clear about this matter, and we don't explain it clearly, none of us should take that step!"

    Everyone nodded, expressing their agreement with Xiao Chuchu's statement.

    Xiao Chuchu said: "Let's do this. Let's calculate in years. The annual interest of 1,000 yuan is 10 yuan. If you borrow 5,000 yuan in the first year, then your principal plus interest in the first year will be 5,005 yuan."  Ten yuan. If you borrowed five hundred yuan each year for the first seven years, and you borrowed another thousand yuan each year from the eighth to the thirteenth year, then your principal would be nine thousand five hundred yuan, and your interest would be nine thousand five hundred yuan.  One hundred and fifty yuan, if you calculate it like this, it should be simpler, okay?"

    Zhu Zicong said: "It's better to make your calculation simpler. How about it? Anyway, there are only two terms for borrowing money, one is for ten years, the other is for thirteen years. There is no other period. You just borrow for one year."  Years are also counted as ten years, no matter how much you borrow, in the end it will be all your interest, which is 10% of your interest, right? How simple!" He looked at Xiao Chuchu, smiled and said: "I'm the one with this number.  It's not clear, but I believe that if you calculate it this way, it should be beneficial to us, and you will definitely suffer a bit, but I believe you, you will not object, right?"

    Xiao Chuchu said: "Fortunately, you haven't read many books, otherwise, who can count you? Well, this is really simple, let's count it like this! I don't know if I have explained this clearly? If you have anything else  If you have any questions, please ask them?" Niu Yifan thought for a while, and said, "If Zhu Zicong said it this way, it would be easy to understand. This is no longer a pit, but a heap. If it is a pit  If we don¡¯t, we have no way of knowing its depth and what¡¯s going on below, so we don¡¯t know the bottom at all, but the heap doesn¡¯t.That's it, it stands clearly in front of our eyes, we can see how big and tall it is at a glance, and whoever wants to carry a pile of as big as he wants can do it according to his ability and his needs  Come on, this is also intuitive and clear.  We have no more comments.  "

    Yang Ni said: "I understand this question, but who will borrow the money, and who will I borrow it from? Who is the borrower, and who is the lender? This is the subject of the loan relationship. This is absolutely wrong.  No, can you tell us clearly?" Everyone nodded, for them, in this place, according to their economic strength, they would not be able to bear it, let alone other villagers.  "You mean we are the borrowers, right? A student's living expenses for ten years is about 6,000, and ten is 60,000. Who dares to borrow this? After borrowing, no one can afford it!  "

    Xiao Chuchu said: "Okay, this is a good question, I believe this is what you are most concerned about, isn't it?" She said to Niu Er: "Can you please make me another cup of tea? No  Drink a few sips of water, this question may still be unclear!" Niu Er immediately ordered someone to make some more tea, this time there was more tea, and everyone in the ancestral hall had a bowl.

    After Xiao Chuchu drank tea, she moistened her throat and said, "The loan relationship is the children's parents and the school. It has no direct relationship with you, but you also have responsibilities. There are two specific ones. One is to explain to the villagers.  The role of explanation, and the other is the responsibility of guarantee. If the parents of these students fail to return it within the time limit, you need to come forward to coordinate and solve it. First of all, I want to make sure that you have any objections to your identity and role.  ?¡± (Remember the website URL: www.hlnovel.com
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