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Chapter 410 I want a loan (2)

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    ?

    Xiao Chuchu said: "Actually, there is one more thing I want to discuss with you here. This matter is very important. I haven't made up my mind yet. I want to hear your opinions. Do you mind?"  Xiao Chuchu still has important matters to discuss with them, now everyone is interested, Yan Jun seldom expressed his opinion, this time he was uncharacteristically, he asked: "Principal Chuchu, as long as it is about you, as long as it is about Taoyuan School  , we are all very interested, thank you for looking up to us and believing in us. Well, what's the matter?"

    Xiao Chuchu said: "When I went to the countryside this time, I only solved one thing, which is to ask the villagers to send their children to school, and they will try their best to do so. Subjectively, this problem has been solved, but  Objectively speaking, the problem of poverty has not been solved. Sometimes, filling the stomach is more realistic and acceptable than being full of ambition, right? The villagers have no money and cannot afford living expenses, and  The school can no longer afford so much money. We want to attract investment, but it is impossible to get it in place immediately. If the capital chain is broken, many things cannot be carried out.¡±

    Ou Yangguang smiled wryly and said: "The problem of poverty is like a stumbling block. No matter how we avoid it, there is no way to avoid it. Principal Chuchu, what method did you think of? You don't want to ask people to come  Donate?" As soon as they heard the deduction, everyone began to discuss, some said that the current society is a society with a very bad reputation, excessive publicity, hype with ulterior motives, etc., everyone became  Be very cautious and extremely cautious. It can be said that there is a lot of thunder and rain, and even everyone just watches the excitement and does not talk, etc. Some people say that the donated people will have such thoughts. Is it one of us?  Under the guise, are we using this matter to make a fortune?  Things like this have been reported on TV more than once or twice

    Xiao Chuchu interrupted them, and said: "Don't be so nervous, I won't send you to donate money, and I also know that even if this matter is successful, it's just a stopgap measure, not a long-term thing, but a  School, it¡¯s not just a matter of a day or two. The way I think of it is, let¡¯s get a loan, we go to the bank, or get a loan from some big company! This may be a way!¡±

    "Loan? Will the bank lend? What do we use as collateral? Taoyuan School? I believe the bank will not discount a few dollars, but take us old bones? It is also unrealistic. The bank is a profitable  Institutions, they are very realistic and have no sense of human touch. In their eyes, they only have hard data.¡± A teacher said: ¡°I used to go to the bank to get a loan. My house was almost brand new.  In their eyes, it is a dilapidated house. They are like pawnshops in the old society. In their eyes, there is nothing brand new. Even if you just bought it, you haven¡¯t even opened the seal. It¡¯s 80% new! These  Not to mention, the interest rate is extremely high. When saving money, it is only a little bit. When borrowing money, the interest rate is several times that of saving! Since that time, I have been killed.  Not much difference."

    Everyone nodded in agreement.  Yan Jun said: "Principal Chuchu, how did you plan to get a corporate loan? I think this method may be more reliable." His words were strongly opposed by another teacher, who said: "I think  This is even more unreliable! In any case, the bank is a state institution, and the interest rate is high but stable.  One day they have a problem with their operation and immediately ask us for money, how can we give it? Besides, they are all private institutions, they will ask for higher interest, and they will be more utilitarian, right?  ?¡±

    "Of course, if we can find some philanthropists, or some celebrities, and use their influence, it may be possible, but by doing so, will our Taoyuan School be involved in a fame and fortune market? We also have to  Think clearly!"

    At this time, Xiao Chuchu realized that she had made a mistake. She ignored the age and experience of these people. Old people like them, their ideas are very conservative, and they live on savings.  If they are not, they will also choose to borrow from relatives and friends, and only in rare cases will they think of loans.  Thinking of this, Xiao Chuchu asked them a question: "Excuse me, have you ever used a credit card?"

    Ou Yangguang and the others shook their heads and said, "We never use those things, not only we don't use them, but also our family members, and I don't allow them to use them either. To use those things is to spend tomorrow's money today.  What should I do if something comes up tomorrow? Consumption in advance is a waste of youth!" Yan Jun also said: "Yes, my son has a colleague, and he made a ticket.?Using the card, I didn¡¯t feel much when I used it, as if the money didn¡¯t belong to him, so he spent a lot of money, and as a result, the credit card was overdrawn by tens of thousands, and he almost got into trouble!  This thing is really not something that ordinary people can play.  "

    Xiao Chuchu was speechless, Yu Wenqing saw that something was wrong, so he came out to smooth things over, he said with a smile: "Don't rush to deny it, first listen to what our principal thinks, I believe she thinks so, and if she says this, there must be something wrong.  Her reasoning. As for the understanding of credit cards, I am a young man. From an objective point of view, your understanding is wrong. It is true that using credit cards is to consume in advance, but I would like to ask, if there is no consumption,  It means that there is no demand, no demand, where does the market come from? Then what is the difference between us and returning to the primitive society? Well, the discussion of this issue is not our focus today, we still calm down and listen  Just listen to it clearly!"

    Xiao Chuchu said: "This is what I think. In this society, what is the fastest-growing thing? Talent! What is the safest and safest investment? Talent! We have all heard the story of Lu Buwei, right?  I believe that those entrepreneurs have heard of this story! If they are allowed to invest in our Taoyuan School, and then help these enterprises after these students are mature, wouldn¡¯t that be a mutually beneficial and win-win thing? I completely believe it  After a few years, decades later, the competition between various enterprises is essentially the competition of talents! This is one of my ideas, and I have thought carefully, if I were a business owner, I would also accept  This statement."

    Yu Wenqing was the first to express his opinion. He said: "This method sounds really good. If these business owners cultivate some talents in advance, not only can these talents serve themselves better, but they can also accumulate some virtues!" Xiao Chuchu  Said: "At the beginning, when I persuaded my father to invest, I used this reason. In fact, we look at their funds from the perspective of business owners. Let's store them in the bank. The interest rate is not as fast as the rate of inflation.  Depreciation, invest in other projects, the risk is unknown, and it is not easy to determine, only investing in this is the stable long-term income.¡± (Remember the website website: www.hlnovel.com
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