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Chapter 975 It's Impossible to Get a Loan of 500,000

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    "You two may not know much about the loan process. First of all, there are commercial loans, fund loans, and entrepreneurial loans, but no matter what kind of loan, you need something as debt collateral." Manager Guan asked patiently, "What do you want?  If you have a loan of 500,000 yuan, you must first take out the corresponding loan collateral."

    "I have it." Ye Yunyun came prepared, "I have a store, Leni! It's a clothing store, and I can use it as a mortgage."

    With her previous experience in running errands, she has already prepared the materials for the store.

    Manager Guan glanced at it, and found that it was an ordinary clothing store with no brand, and it had been established for less than two years.

    The flow of funds is only 10,000 yuan a year.

    He shook his head slightly, "If the two of you don't have assets of corresponding value as collateral, it's impossible to get a loan of 500,000."

    Ye Yunyun also knew some rules of the bank, and said that he could understand, "Manager, if 500,000 is too much, 200,000 is fine."

    Manager Guan said bluntly, "Miss Ye, the most I can loan you for this store of yours is only 10,000." Bank loans depend on property appraisal.

    Leni is, well paid!

    But the income is good, so first you need to spend time to operate it, hire store employees, banks use it as asset collateral, it is impossible to find someone to operate it, right?  For assets, there are only goods and approximate income assessments of income.

    Ten thousand and five hundred thousand, the difference is too big, Ye Yunyun couldn't accept it at all, she couldn't help but said, "Manager Guan, we are really short of this money, to tell you the truth, my family needs this money  Pay off the debt, my boyfriend and I are both college students, and now we have the ability to make money after graduation, if you are willing to lend us a loan, I believe we can pay it off soon."

    Manager Guan felt that he was wrong, as a person should be judged by his age.

    What childish things are you talking about? He is a bank manager. Is the loan money his money? It is the bank's money, and he has to be responsible for the bank's money.

    It's ridiculous for you to open your mouth and say that I am a college student, and I will lend you a loan if I have the ability to repay it.

    "Both, I'm sorry, if you can't issue the corresponding asset mortgage, I can't lend you a loan." Manager Guan said in a business-like manner.

    "Why?" Ye Yunyun was a little annoyed at being rejected, and felt that the bank was deliberately making things difficult for others, "We only had a loan of 500,000 and you said we had no ability to mortgage, but Guan Chaochu had a loan of 2 million, how could you give it so easily?"  , does Guan Chaochu have two million assets?"

    Beside him, Jiang Yan's heart was also suffocated.

    Two million assets?

    Will there be Guan Chaochu?

    Impossible, right?

    But his heart beat wildly when he thought of the ranking in the Entrepreneurship Competition.

    The fact that Xia Xing gave Guan Chaochu a loan of 2 million was leaked, Manager Guan also frowned, and then replied, "Sorry, I can't answer this question, but since Xia Xing is willing to lend a loan to Miss Guan, it is natural for Xia Xing to evaluate  Miss Guan has the ability to repay the money she borrowed."

    "Guan Chaochu is a high school student. You all think she is capable of repaying the debt. Are we not as good as her with a bachelor's degree?"  There are many reasons, I can't do it, except for you Xia Xing, there is no other bank willing to lend."

    Jiang Yan also had a sullen face, thinking that what Yun Yun said was right, Xia Xing simply looked down on them.

    However, the two of them didn't even think about it, why did Xia Xing think highly of them, just because they had a salary of more than two hundred yuan after graduation?  But this salary, even an ordinary worker can get it!

    "Since the manager is unwilling to lend, then forget it, let's go to another bank." Jiang Yan is also arrogant, he doesn't believe it, and other banks are also unwilling to lend.  (Remember the site URL: www.hlnovel.com
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