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Chapter 381 Westminster Bank

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    "Dad, you are back!"

    "Come, little rascal, come to father."

    Si Wanru came forward smilingly with two sons, one big and one small. The eldest son, Guaibao, was already four years old, and ran over first on short legs, and threw himself into his father's arms.

    The grandparents gave the elder grandson a nickname called Guaibao, which was so boring that Wang Yaocheng really couldn't say it out loud, so he simply called it Xiaonaughty, and the one-year-old second son was called Hanhan.

    Just because of the name Hanhan, Si Wanru complained a lot.

    Wang Yaocheng picked up the eldest son Guaibao with one hand, and Hanhan who followed behind grinned and giggled, Wang Yaocheng freed his other hand to hug the little one too; "Tell Dad, are you good at home, are you naughty?"  Trick or treat?"

    "Dad, Hanhan broke the bowl when he was eating in the morning." Little Naughty spoke very slickly, and began to complain in a crunchy childish voice.

    "Oh don't cut your hand."

    Wang Yaocheng looked at Hanhan in surprise, this chubby little guy was dishonest in his arms, just shrugging up and down happily!

    This little short-legged boy is so strong that he can do nothing.

    "Hey, you two little rascals don't stop for a minute, and Dad just came back and didn't let him take a break, so he got entangled and hugged each other." Si Wanru said with some distress.

    "No, I want to be hugged by my father." Little Naughty tightly wrapped her father's neck with her two small hands, and pressed her little cheek against his father's neck.

    "I also want."

    Hanhan stretched out his short arms, struggling to grab Wang Yaocheng's face, leaving a clear black mark.

    The fat sister who came out with Si Wanru has been upgraded to a fat aunt. Seeing this, she took out a wet towel from her pocket and went forward to wipe Hanhan's little hands clean.

    While wiping, the fat aunt couldn't help laughing; "Oh, hello! What did I say? This kid grabbed a chocolate bean and melted it all. Now, it's good, it's all over his father's face."

    Hanhan smiled very happily, and said in a childish voice; "Papa eats candy."

    Wang Yaocheng couldn't help laughing happily; "I'm really thankful, young master, it's all wiped on my face this time."

    The family walked back talking and laughing, leaving only lingering laughter and laughter echoing in the empty Yunding platform.

    The mountain breeze is clear and refreshing, and there are beautiful peaks and beautiful scenery everywhere, surrounded by clouds and mists.

    Afternoon

    Third floor

    ? Small meeting room

    Du Bo, vice president of HSBC Bank, is reporting to work;

    "

    Today, the integration work of various branch banks has come to an end, and has entered a sound operating track in an all-round way.

    HSBC has a reasonable network layout and is developing according to the standards of modern top banks.

    Strictly control credit, optimize customer structure, and comprehensively reduce non-performing debts.

    In the first fiscal quarter of 2001, HSBC made a profit of US$6.77 billion, and its investment yield ranked fourth among banks in the world, second only to UBS.

    Looking to the future

    "

    It has been more than an hour since the work report, and Du Bo's mouth is dry.

    As the chairman of the board of directors of HSBC, Wang Yaocheng is of course very concerned about the core bank of the consortium. As soon as he came back today, he summoned the senior management of HSBC to listen to the report. He is quite satisfied with the progress of the current work.

    ? Mr. Mo Yuxuan, President of HSBC Bank, reported the details of the contact with the British Smiths Bank. This is the closest M&A case to be concluded.

    British Smiths Bank was established in 1836, merged with the London County Bank in 1909, and then merged with Marster, Nottingham, Stillwell and other banks. It has a history of 165 years and is an old British bank with a long history.  .

    Smiths Bank directly or indirectly controls more than 50 subsidiaries, covering more than 40 countries and regions in North America, East Asia, the Middle East, Africa, South America, Europe, and Oceania, with a wide range of businesses.

    According to the information published by the Royal Bankers Association;

    Late 2000

    Westminster Bank has a total of 1,920 branches, sub-branches and overseas business departments, with a total of deposits of 113.8 billion pounds, more than 7.6 million customers, assets of 185.336 billion pounds, interest income of 3.714 billion pounds, non-interest income of 3.497 billion pounds, and 69,000 employees worldwide  People, operating costs 4.644 billion pounds.

    In terms of scale, it is about 15% of HSBC's current level, and its assets are very complementary.Smithsons Bank has deposits of 113.8 billion pounds, what is this concept?

    hehe!

    Mainland SMEs are thirsty for funds, and Westminster Bank is blank in the mainland market, which does not mean that HSBC cannot operate.

    If it works well and the profit margin is huge, this is a vast untapped market.  "

    As soon as this remark came out, a window was opened in front of everyone's eyes.

    Reminiscent of HSBC, there is simply too much room for operation here.

    The chairman is right;

    Smithsons Bank can't work, HSBC can!

    ? Among the top five multinational banks in the world, HSBC has the most common and widest range of business operations in mainland China, covering everything from credit cards to export credits.

    Especially in Guangdong Province, coastal provinces such as Mingzhu and Dongshan, and inland cities above the sub-provincial level, loan business for enterprises, trust certificates for export enterprises, acceptance remittances, international bank drafts, etc. are generally carried out.

    This is HSBC's unique capital and market advantages, firmly grasping it, can help HSBC develop into the world's largest comprehensive multinational bank, providing a full range of financial services.

    Thinking of this, HSBC's high-level executives were full of ideas, and there was no need for Wang Yaocheng to call again.

    Wang Yaocheng was very satisfied after reading it. As the leader of the consortium, it is enough to outline the outline and give some pointers on the development direction. The specific business development will naturally be done by professionals.

    Otherwise, do the more than 200,000 employees of HSBC all eat dry food?

    What's the use of asking for a high salary?  (Remember the site URL: www.hlnovel.com
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