?Sun Zhihai replied, a little against Jiang Shuo's idea, after all, no one has ever done this before.
If I cooperate with you, I will be the thunder of the entire banking industry!
Jiang Shuo continued: "If I understand correctly, your biggest profit points come from two sectors."
"First, invest."
"Second, that is the loan business."
"right."
Sun Zhihai nodded.
Jiang Shuo continued to ask: "The biggest key point for profit from investment and profit from loan business is the user's savings funds."
"I know that your bank incorporates deposit absorption into the branch manager's performance assessment every year, right?"
Sun Zhihai said: "This is true, but what does this have to do with the cooperation you proposed?"
Jiang Shuo had a straight face and talked happily.
"First, within three years of our company, all cash will be deposited in your branch."
"Second, if only your bank supports our online transfer business, do you know what that means?"
"It means that our customers will definitely go to your bank to open an account in order to facilitate online transactions."
"There are not many users, but our Tifen.com now has tens of thousands of users!"
"Aren't you jealous of this huge customer base?"
Sun Zhihai froze for a moment.
Sitting on the sofa, he glanced at Jiang Shuo and fell into deep thought.
He really didn't think about what Jiang Shuo said in detail.
What he felt was that Jiang Shuo wanted to eat the cake of bank transfer.
This is a big taboo.
But Jiang Shuo analyzed one by one, as if a new train of thought had opened up in his mind.
He doesn't know how big the capital flow of Tifen.com is.
But with these tens of thousands of users, they can complete the task of opening new card users in their branches in one quarter.
Once the card is in the hands of the user, the user will definitely use it. As long as you use it, the savings will continue to flow into their branches.
For him, there are only advantages and no disadvantages.
As for the profit of their bank's transfer business, it is indeed negligible throughout the year.
However, he thought of another question.
Open your mouth and say: "If I support it, I will open your bank transfer business."
"What if you run away with the user's money?"
Jiang Shuo had thought of this a long time ago: "This involves an endorsement issue."
"I will put 10 million in your bank as an endorsement."
"You can participate in the creation of this ten million to open the quota for me."
"If the user's transaction quota exceeds 10 million or 20 million, you will stop it for me, even if I run away with the user's money."
"You can also take my 10 million to compensate users, won't it solve your potential danger?"
Sun Zhihai fell silent again.
Time passed bit by bit, and Jiang Shuo didn't interrupt him.
After all, this is a very bold act, challenging the inherent system of an industry.
More than half an hour later, Sun Zhihai raised his head and said: "The national law does not clarify this point, but Jiang Shuo, this is related to too many things."
"I can't answer you now, and I need to go back and report to the leader and get the approval document before I can have a further discussion with you."
Jiang Shuo smiled: "It's okay, President Sun, I have time to wait."
"After all, the software I pay for cannot be developed in a day or two. I have time to wait."
Sun Zhihai relaxed a lot and sighed: "We are really old and can't keep up with your young people's thinking."
"How did you come up with such an idea of ??taking a slanted sword?"
Jiang Shuo smiled plainly: "Internet business is an enterprise where ideas determine everything. If you don't use your own brain, then you will die in the end."
"President Sun, I'll go back and wait for your news."
With that said, he got up and left.
Sun Zhihai got up to see him off, and suddenly thought of something: "Jiang Shuo, do you really have ten million?"
Jiang Shuo said forcefully: "Didn't I just fill in the five million hole? I'm not short of money."
"Any small goal is 10 million."
"Oh, so rich."Sun Zhihai muttered, and continued to ask: "Then you have 10 million."
"Why do you always want to cheat Dean Zheng's computer? Dean Zheng said that you cheated all of his logistics warehouses."
"Calling you a house mouse."
"Uh this" Jiang Shuo was embarrassed for a while: "haha, there is nothing, absolutely nothing."
"Let's go!"
Pushed open the door, patted his ass and left here.
After he left, Dean Zheng came over with a solemn face.
"This brat looks contented, President Sun, you paid a lot, right?"
"But using a computer to fill his shameful greed and heart of darkness?"
Sun Zhihai looked at Jiang Shuo's back, and after a long time took a deep breath: "President Zheng, this kid will be in trouble in the future."
"A full-fledged subversive fanatic, I don't know what height I will reach."
After Jiang Shuo returned to the supermarket, his mood suddenly brightened.
During this period of time, he has been persecuting the people of China Overseas Bank, just to push Sun Zhihai against the wall.
If Sun Zhihai came to him at first, he would rush over and tell him so much.
People will never pick you up, because I called you over with one phone call, and you are too cheap.
But I have already taken the toughest posture in front of me.
Then you should understand that I have a bad temper, and I don't bother talking to you.
Only in this way, you will pay attention to me from the heart, so you will have to listen carefully to what I have to say because you are afraid that I will not cooperate.
Only in this way can you listen to what I say.
This is a small method of communication between people.
Jiang Shuo understood that Sun Zhihai would definitely agree to his proposal in the end, and their leaders would definitely approve the pilot project in the end.
Because for China Overseas Bank, I have a deposit endorsement, and you have no risk.
What you pay is only a small profit point of a branch, and what you get will be a large amount of savings funds. The profit you get is far more than this transfer fee.
Jiang Shuo is confident that as long as a bank is opened and the pilot is successful, other banks will definitely take the initiative to find it.
The bank has solved it here.
Then there is a second problem.
That is the issue of the license plate.
This requires the use of one's own contacts.
His head was scratched, but Shen Wannian was still in his mind.
But he gritted his teeth and was unwilling to use Shen Wannian's relationship.
Thinking about it, a person suddenly popped into my mind.
Didn't Brother Zhang say that he is very rude in the Kyoto circle?
Why didn't I think of him!
His expression suddenly became excited.
Immediately called the other party.
A time and place were agreed to meet.
After getting an idea, Jiang Shuo also seemed very relaxed.
After thinking for a while, he got up again and went to Qian Zhilong's side. (Remember the site URL: www.hlnovel.com