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Chapter 373 Loan for five years

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    ?

    300 million in deposits and 1 billion in loans.

    To put it bluntly, there is nothing wrong with such an idea. The president must avoid risks, because it is impossible for the president to choose to lend one billion yuan to Wang Han when Wang Han does not have any equity or asset pledges.  .

    Are you afraid that Wang Han won't be able to pay back the billion?

    One billion is not a small amount of money, it is not simply that you give the money with just one sentence.

    In this loan, the president bears the greatest responsibility.

    Of course, the reason for Wang Han to deposit 300 million yuan is actually a way for the bank to deal with risks.

    To put it bluntly, this matter is not a big deal, and Wang Han can't say that I directly borrowed you 700 million to get it, which is unreasonable, so Wang Han can only simply think about it in his heart  .

    After pondering for a while, Wang Han said directly: "It can be done within a week. If it is possible, I will ask you, uncle, for a loan?"

    The president smiled wryly, and said: "You have said that, if I don't agree again, wouldn't it be really too much?"

    Wang Han said with a smile: "Then thank you uncle, I will come to see uncle again within a week."

    In one week, Wang Han also took into account the need to make an appointment for bank withdrawals. If he withdraws money at any time like hundreds of thousands, it will not take a week.

    After finishing speaking, Wang Han briefly chatted with the president, and then left the bank.

    After leaving the bank, Wang Han soon went to other banks.

    ? I made an appointment to transfer money to my bank card, and the bank said that I could come over tomorrow, but I couldn¡¯t withdraw money today, so Wang Han didn¡¯t say anything, and left the bank.

    One day is fast enough.

    Large deposits in the bank are troublesome. You have to make an appointment in advance for withdrawal, and then report to the president. If it is a small bank, you may have to continue to report, because his entire bank does not have hundreds of millions, and someone hastily withdraws it.  Tens of millions, or even hundreds of millions of dollars, can easily plunge the entire bank's capital flow into a crisis.

    So this kind of thing naturally has to be reported layer by layer.

    Deposits of hundreds of thousands may be just ordinary users.

    Not to mention the future, if you deposit a few million, you will be a VIP customer these days.

    These days, a few million deposits are enough to buy several houses in a first-tier city like Yanjing City. Naturally, they are VIP customers.

    Then the level with tens of millions of deposits is a super VIP customer.

    This kind of customers are the most honored customers in the bank, and they are also very welcome to the bank when they go to make deposits. Their interest is different from that of ordinary members or ordinary VIP members. There is a set of interest exclusive to them.  .

    And as for the level of deposits of hundreds of millions.

    If this kind of person wants to withdraw money, he may indeed have to report it to all levels.

    Fortunately, it only took one day for Wang Han to make an appointment.

    On the second day, Wang Han successfully made an appointment for the withdrawal service.

    Afterwards, Wang Han went to several places, gave himself that bank card, and transferred the money. Originally, there was a handling fee for inter-bank transfers, and it was an expensive one-hundred yuan handling fee of two to three yuan.  The handling fee of hundreds of millions is simply unimaginable.

    In this case, if you want to save money, you must withdraw money here, and then take the money to another bank to deposit.

    However, the money Wang Han wanted to withdraw had reached tens of millions in each bank.

    So Wang Han couldn't take it.

    The main reason is that it is too heavy to carry.

    In the end, the bank gave Wang Han a special channel. There was no handling fee for the inter-bank transfer, and the transfer was done with one click.

    After all, Wang Han did not withdraw all the money in his bank card, but chose to withdraw part of it, and Wang Han, a high-quality customer, is still depositing money in his account, so the bank is also relieved.

    After a busy day, Wang Han moved between different banks.

    ? At around four o'clock that day, Wang Han made an appointment with the president in advance, and then came to the VIP room.

    The president looked at Wang Han and said with emotion: "Xiaohan, it seems that you really need this sum of money very much, so you came here so impatiently."

    Wang Han smiled and said, "I am also very grateful to my uncle for helping me with this."

    "It's okay, it's okay, but I would like to ask, you plan to borrow one billion yuan.??How long?  "

    The president looked at Wang Han.

    Wang Han said: "Five years, interest"

    "Don't worry about the interest. I'll give you the lowest interest rate. If you can't pay much interest, then it will be five years. You can transfer the money to the account within a week. When the time comes, pay attention to check and collect it. Let's sign a specific contract now. About you  This loan contract."

    The governor said with a smile.

    Wang Han nodded.

    Of course, he would not refuse this matter. First of all, the reason why Wang Han chose this bank was because, to put it bluntly, the probability of getting a loan approved here was relatively high. Then, Li Cheng once brought him to meet him once.  With this level of relationship, it is not too difficult for Wang Han to get this loan.

    Li Cheng's face accounted for the largest share in Wang Han's loan success.

    If it really doesn't work, if Wang Han breaches the contract, the president will find Li Cheng and tell him about it.

    If it doesn't work, the banks are all connected to each other. If the billion is really stolen by Wang Han, then Wang Han's assets will also be frozen by the bank, regardless of whether it is the bank or not.  It can be frozen, this is the energy of vulnerable groups, and it is never possible to suffer.

    What's more, if Wang Han is old, all those enterprises and companies that Wang Han is obvious will be implicated.

    Normal people will basically not challenge the bank's authority.

    After signing what should be signed, Wang Han and the president went out to have a meal again.

    After eating, Wang Han sent the latter home.

    Later, Wang Han returned to Anyuan Park.

    He Yuting has something to do this week, so Wang Han is the only one in the place where he lives.

    But it doesn't matter, it's just a rare opportunity to calm down and study some things about the stock market.

    After all, there is too much money, so the time for the money to arrive will be relatively longer.

    When Wang Han returned to Anyuan Park, he received a text message; [Dear customer, since you have approved the loan in our bank, 300,000,000 yuan of assets under your name are now frozen for you, and the remaining usable assets are 1,785,865.31 yuan  , the loan will be disbursed to your account within one week, please pay attention to check, if you have not received it, please contact our bank in time.  ¡¿

    Wang Han: "" (Remember the website URL: www.hlnovel.com
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