As the new year approaches, people's consumption desires are on the rise.
Every household prepares new year's goods, and the market is seeing prosperity day by day. After Xu Yishan inspected Jige Farmer's Market one after another, he quietly breathed a sigh of relief.
The masses live and work in peace and contentment, and the society is stable. He, the secretary of the municipal party committee, did not neglect his duties.
Just when he breathed a sigh of relief and prepared to have a happy Spring Festival, a news suddenly came that the city commercial bank had a serious run.
The fuse for the run was lit two days ago. Some people went to commercial banks to withdraw money, but were told that there was no money to withdraw. The person who withdrew the money asked on the spot, how could he have no money to withdraw from the bank? Where did the money go?
The bank simply ignored it, let alone explained it. The next day, a notice was posted at the door of the bank to upgrade the system and suspend business.
The news spread to ten, ten to hundreds, and soon spread throughout the city.
Banking system upgrades are normal and have happened in the past. However, gossip was flying all over the sky, saying that the bank was likely to go bankrupt due to a major operating error that caused a huge deficit.
This news is like a bolt from the blue to the common people. Especially those who have deposits in commercial banks are even more unwilling to eat, and have restless sleep at night.
Hengyue City Commercial Bank was restructured from the original urban credit union. After restructuring, Hengyue City Commercial Bank Co., Ltd. was formed. The chairman of the board is Liu Qiude, the former deputy director of the State-owned Assets Supervision and Administration Commission.
The Municipal Commercial Bank is a local bank, and it is actually a financial institution of the Hengyue Municipal Government that absorbs social deposits.
Anyone who understands banking rules knows that banks are actually institutions that make money lying down. However, the risk is also great, and if it is not done well, the sky may collapse.
Common people have only a vague concept of banks. Just know that the bank is the most trustworthy place. If the family has spare money, they will deposit it in the bank without hesitation. After all, if you deposit money in the bank, you can earn interest.
Just because commercial banks are local banks, they cannot compete with other state-owned banks.
Commercial banks can only raise the deposit rate, which is so high that people are tempted.
People are all profit-seeking animals. When the temptation is enough to make the rational dam fester, people tend to ignore the hidden risks behind it.
Three years ago, commercial banks publicly announced that deposits had exceeded the 10 billion mark.
But who would have thought that such a giant bank would not be able to satisfy depositors' request to withdraw 1,000 yuan.
When Li Chaoliang hurried to Xu Yishan's office, he looked a bit lost.
"It's a little troublesome." Li Chaoliang said anxiously when they met: "Secretary Xu, Liu Qiude is a little troublesome."
"What about others?" Xu Yishan asked.
"It's under control." Li Chaoliang said helplessly: "I found out a little too late. Liu Qiude's son Liu Kun has escaped."
"Escaped?" Xu Yishan frowned, "Where did you escape?"
"The details are not clear. I heard that they have gone abroad." Li Chaoliang said worriedly: "Now all commercial bank outlets are surrounded by the masses, and the common people demand to return their deposits."
"Where's the money?"
"There is no official conclusion yet." Li Chaoliang sighed: "I heard that some of them were transferred overseas."
Xu Yishan was furious, slapped the table and shouted: "They are a bank, where is the supervision mechanism of the bank?"
Li Chaoliang remained silent.
Chairman Liu Qiude has been in office since the time of Fu Jiayi, and he has been the chairman of the commercial bank all these years. Liu Qiude's son, Liu Kun, is a cadre of the City Procuratorate, and their family can be considered an upper-class family in Hengyue City.
Seeing Li Chaoliang's lonely and helpless appearance, Xu Yishan's tone softened.
"Mayor Li, this matter is very serious. If the grievances of the common people are not channeled in a timely manner, it is likely to cause major mass incidents. If someone dies at that time, you and I will not be able to escape the responsibility."
"So, I'm here to ask for instructions." Li Chaoliang smiled wryly and said, "Secretary Xu, it's my responsibility."
Xu Yishan pondered and said: "Now is not the time to divide responsibilities. The top priority is to control the situation and stabilize the mood of the masses. The common people surrounded the bank today, maybe tomorrow they will come to block your door."
Li Chaoliang said with a wry smile: "It will indeed. Their last hope is pinned on the government."
"You go with me to meet the masses now." Xu Yishan stood up and said, "When encountering such a thing, we must face it directly. Any prevarication or procrastination is irresponsiblearbitrary behavior. "
Li Chaoliang quickly stopped him and said, "Don't go now. Right now is when their emotions are at their most intense. If there is a conflict, the consequences will be very serious."
Xu Yishan looked at him coldly and asked, "Mayor Li, are you afraid?"
Li Chaoliang was taken aback, "I'm not afraid. But you"
"What's wrong with me?" Xu Yishan snorted, "Do you think it's inappropriate for me to come forward?"
Li Chaoliang really felt that it was inappropriate for him to come forward. No matter what, the responsibility for such a thing to happen lies with the city government, and he should bear all the responsibilities. But he really couldn't come up with a good solution, so he could only come to Xu Yishan.
Of course Xu Yishan also understood what kind of situation would happen. When excited masses are desperate, they resort to drastic measures.
City Commercial Bank is headquartered above the largest bank store.
This bank building located on the most prosperous street in Hengyue City was a bank a long time ago. However, the owner of the bank at that time was a foreigner.
After this building was taken back to the government, it was once the administrative office of the Hengyue Prefectural Committee.
When Xu Yishan arrived at the bank headquarters, the traffic outside the bank was already paralyzed. Countless people gathered around the gate of the bank, some were crying, some were cursing, and the scene seemed chaotic.
The door of the bank was closed tightly, and no one from the bank was seen.
The large glass at the door has been smashed, and broken glass shards are all over the floor.
A bank is related to the happiness of thousands of families. There are many people who live frugally and deposit the money they have earned throughout their lives in the bank. One is safe, and the other is that they can earn meager interest.
The bank is their lifeblood, and when the bank fails, the happiness of thousands of families will be wiped out in the blink of an eye.
For ordinary people, there is no other institution that can reassure them so much. Because they firmly believe that behind the bank is the government, the country.
The sudden appearance of Xu Yishan caused a commotion at the scene.
The excited crowd rushed forward desperately. The secretary of the municipal party committee came to the scene in person, which gave them a glimmer of hope.
Shouts came and went.
"Secretary Xu, you have to decide for us!"
"Secretary Xu, my family's wealth and lives are in the bank. If the bank doesn't pay me back, my family will have to die."
"You officials are too dark and have eaten up all our hard-earned money. We won't agree."
"We want an answer!"
The noisy voices gradually merged into one voice, and the audience shouted, "Repay the money, pay back the money, pay back our hard-earned money."
Xu Yishan walked up the high steps of the bank slowly, and took the amplified microphone from the person beside him.
The shouting gradually died down.
Holding the microphone in one hand, Xu Yishan scanned the dark crowd of heads with piercing eyes, and said loudly: "Fathers and folks, I am Xu Yishan. I am here to support you."
As soon as this remark came out, the audience burst into cheers.
"Please rest assured, the money is deposited in the bank, and a penny will not be lost."
The voice of questioning from below sounded again, "Secretary Xu, I'm afraid you don't know yet? The people in their bank took our money to buy farms and manors abroad, and they won't come back."
"The people in their bank said that the bank is going to close down, and we won't be able to get a penny out of our money."
"The people in the bank are hiding, Secretary Xu, let the people in the bank stand up and express their views."
Xu Yishan said calmly: "The City Commercial Bank is an institution of the Hengyue Municipal Government. Please rest assured that if you run away from the monk, you can't run away from the temple. The government is still there, so you can rest assured."
"Secretary Xu, what do you give us to reassure us?" A shrill voice sounded from the crowd.